American Express® Credit Know How
American Express offers you a wide range of Credit and Charge Card options that are designed to complement your lifestyle and preferences. On this page, you’ll find all the information and advice that you would require to make an informed decision while applying for a Card of your choice.
Getting your Card
Applying for an American Express Card is easy. Simply use our guide to know more about Credit and Charge Cards, and then apply for a Card of your choice online. We will respond to your online application on priority – in fact you could receive our response in under 60 seconds.
Using your Card
An American Express Card is a convenient way to pay for your purchases at millions of merchants worldwide. Our guide to interest rates and credit limits will help you make the most of your Card as you use it for shopping, dining, travel and more. Additionally, earn Membership Rewards Points / PAYBACK Points / JPMiles on using your Card, except for spends at Fuel, Utilities, Insurance and Cash Transactions1.
Earn Membership Reward Points
American Express offers you a suite of Cards with a host of benefits and privileges to suit your lifestyle. So, whether you are a frequent traveller or someone who simply enjoys shopping, there is a Card for every need. From complimentary travel, access to VIP airport lounges, membership to exclusive frequent flyers programme and earning rewards/miles from your day-to-day spending, we are here to help you make the right choice .
Types of cards
The American Express Credit Cards offer you a range of shopping, dining and travel privileges. Earn Membership Rewards Points / PAYBACK Points / JPMiles on using your Card, except for spends at Fuel, Utilities, Insurance and Cash Transactions1.
American Express Credit Card offers you the flexibility and convenience to pay for your Credit Card monthly bill either in full or partially, allowing you to roll over a part of the bill amount to the following month – whatever best suits your individual needs.
The American Express Charge Cards are a unique offering of special privileges along with the perfect choice for great service with fantastic rewards. Enjoy the flexibility of no pre-set spending limit and no interest charges as you pay the balance in full every month. Vis-a-vis a Credit Card your Charge Card takes into consideration your spending patterns, payment behaviour and automatically keeps adjusting your spending level.