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American Express® Platinum Travel Credit Card

Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 4,000
First Year Fee: Rs. 3,500 plus applicable taxes (Second Year onwards: Rs. 5,000 plus applicable taxes)

Card Type
Annual fee
First year fee: Rs. 3,500 plus applicable taxes.
Second year onwards: Rs. 5,000 plus applicable taxes.
Reward Earn Rate
1 Membership Rewards Point for every2 Rs. 50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions

Key Benefits

TRAVEL VOUCHERS

Spend Rs. 1.90 Lacs in a year and get Travel Vouchers3 worth more than Rs. 7,700.

ADDITIONAL TRAVEL VOUCHERS

Spend Rs. 4 Lacs in a year and additionally get Travel Vouchers3 worth more than Rs. 11,8004.

AIRPORT LOUNGES

Enjoy 4 complimentary visits per year (limited to one complimentary visit per quarter) to airport lounges across India.

Taj Experiences Gift Card

Get a Taj Experiences Gift Card worth Rs. 10,000 from the Taj Hotels Palaces Resorts Safaris5.
Rewards Programme
American Express Platinum Travel Credit Card rewards you in the following two ways:
  • You earn 1 Membership Rewards Point on every2 Rs. 50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.
  • You earn Milestone Bonus Membership Rewards Points on the following three Milestones as defined below:

    • First charge on your card entitles you to a Welcome Gift1.

    • Reaching spend threshold of Rs. 1.9 Lacs every year7.

    • Reaching spend threshold of Rs. 4 Lacs every year7.
Bonus Membership Points and Travel Vouchers
Welcome Gift1 of 5,000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers3 worth Rs. 4,000.
Spend Rs. 1.90 Lacs in a year and you can get Travel Vouchers3 worth more Rs. 7,700
On spending Rs. 1.90 Lacs in a year, earn 7,500 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth up to Rs. 6,000.

You also earn 1 Membership Rewards Point for every8 Rs. 50 spent on the Card. On spending Rs. 1.90 Lacs in a year, earn 3,400 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs. 1,700.

In case you don't want to redeem your rewards points for Travel Vouchers, you can redeem them by choosing from over 500 other redemption options. The redemption value will vary depending upon the item redeemed.
Spend Rs. 4 Lacs in a year and get a Taj Experiences Gift Card5 worth Rs. 10000 from Taj Hotels Palaces Resorts Safaris. This Gift Card will be mailed to you once you reach the spend threshold of Rs. 4 Lacs
That's not all. You can continue to earn Membership Reward points on all your spending with the American Express Platinum Travel Credit Card.

The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021.
Spend Rs. 4 Lacs in a year and additionally you can get Travel Vouchers3 worth Rs. 11,8004
On spending Rs. 4 Lacs in a year, earn 10,000 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 10,000.You also earn 1 Membership Rewards Point for every8 Rs. 50 spent on the Card. On spending Rs. 4 Lacs in a year, you earn additional 3,600 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs. 1,800.
Offers and Privileges
Enjoy complimentary membership6 to Priority Pass, with the US$99 annual membership fee waived off exclusively for you.

Fuel Convenience Fee Waiver

American Express SelectsSM Dining Programme - Enjoy up to 20% discount9 at select premium restaurants, multiple cuisines & more.

Split the payment and not the joy. Use your
American Express Credit Card for your next big purchase & pay in easy
EMI.
Benefits from Platinum
Enjoy a host of privileges and services that come with your American Express Card.
Supplementary Cards
Zero Lost Card Liability
Platinum Services
Contactless Payment
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed)
  • I have a permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months.
;

Ready to Apply

Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 4,000.
Footnotes
    1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership

    2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

    The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021.

    3. For Travel Voucher Terms & Conditions,
    click here

    4. These benefits are over and above the benefits you get on spending Rs. 1.9 Lacs in a year

    5. For Taj Experiences Gift Cards Terms & Conditions, 
    click here

    6. Cardmember/accompanied guest has to pay a usage fee of US$ 32 for every visit.

    7. Year is defined as 12 months from the date of card issuance/renewal

    8. Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.

    9. To view all offers,
    click here

    10. 0% Convenience fee on fuel purchase at HPCL for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000