As per the recent RBI advisory, we are not accepting Card applications at this time. You can find more information here.
Credit Know-How: Learn all about your Credit!
Managing your credit requires a sound understanding of how it works. Getting to know everything about your Credit or Charge card is the first step towards sound financial health.
Our Credit Know-How section provides all the information and advice you would require in making an informed decision while applying for a Card of your choice.
Getting your Card
Applying for an American Express® Card is easy and we quickly respond to your application. We offer you a gamut of Credit and Charge Cards. Determining which Card best suits your needs is the first step towards getting your Card.
Credit Cards vs. Charge Cards
The terms "Credit Card" and "Charge Card" are often used interchangeably, but there are critical differences between them that should be understood and Do compare the Cards before choosing the right one
To know more about the difference between the two card types, click here.
Fees and charges
Your Credit Card comes with a fee that varies with Card type. Also, there are some additional charges and interest rates associated with your Card. Learn how you can avoid paying any additional charges and use
your Card optimally.
Choosing Card Type
Choose your card looking at your spending habits- Travel, Shopping or a luxurious lifestyle. The best credit cards are the ones that suit your needs.
Learn about APR (Annual Percentage Rate) and how interest gets calculated in your Credit Card monthly statement. Knowing this can help you choose the right Card, keeping in view your spending pattern and
Credit Card Limits
Your Credit Card comes with a limit on the amount you can spend. Understand the significance of your Card's limit and what you can do to enhance your Credit Card limit.
Interested in increasing your limit? Learn more about it here.
Credit and Charge Cards Explained
Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card explained guides are a great place to start.
American Express Rewards® Points
American Express cards let you earn easy Rewards points for every spend you make. Choose from a vast range of retailers and partners to earn the perfect reward for yourself.
Earn 10X and 5X Reward® Points
You can earn 10X Membership Rewards® Points on all your spending on Flipkart and Uber and earn 5X Membership Rewards Points on Amazon, Swiggy, BookMyShow, and more. Find out more about the exclusive deals American Express SmartEarn Credit Card has to offer.