Terms and Conditions

1. Cash flow days: Actual cash flow period will vary based on the date of the charge and the billing cycle cut-off date.
2. Insurance: American Express Travel Insurance is issued and underwritten by Chubb Insurance New Zealand Limited Company Number 104656, Financial Services Provider Number 35924 (Chubb) and distributed by American Express International (NZ) Inc. Company Number 867929, Financial Services Provider Number 43608 (American Express). Chubb and American Express only provide general advice and do not consider your objectives, financial situation or needs. To decide if this product is right for you, please read the American Express Travel Insurance Policy Wording before making any decisions about this product. Terms, conditions, exclusions and sub limits apply. Please take this opportunity to read information about Chubb’s financial strength rating and Chubb Privacy Statement.
3. Emergency Global Assist: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions. Only available when you travel more than 200km from your home, for up to 90 consecutive days.