Rewards Credit Cards from American Express

Let your everyday spend become amazing rewards.

Earn points faster from your everyday spend

Every time you use your Membership Rewards Credit Card to pay for items you regularly buy, you will earn Membership Rewards points. It makes everything more rewarding, from buying the groceries to paying bills.

What is the American Express Membership Rewards Programme?

Our Membership Rewards loyalty programme rewards Card Members for using their American Express® Card. The more you use your Card, the more Membership Rewards points you can earn. You can then redeem points for travel, gift cards, entertainment experiences and much more.

How can you earn points faster?

Keep an eye out for a Rewards Card that earns points faster, such as the American Express Gold Rewards Card  which earns you 2 points per dollar spent1on purchases . It’s just one of the ways you can maximise points and make your Rewards Credit Card work harder for you.

Where can you use Membership Rewards points?

There are so many ways you can use Membership Rewards points. Redeem points for one-off experiences, travel, gift cards and more of the things you love.

Do Membership Rewards points expire?

No, Membership Rewards points will never expire, as long as your Account is current and in good standing. There is no cap on the amount of points you can earn. You can save Membership Rewards points until you are ready to use them.

Cards that make life more rewarding

An easy way to start
earning rewards


Earn 2 Membership Rewards points
per $1 spent on your card1

Transfer points to use on gift cards, travel or to pay off eligible purchases.1

Get up to $200 Dining Credit
Enjoy $100 back twice a year at participating restaurants in the Local Dining Collection. Exclusions, T&Cs apply.2

A premium Card with
first-class rewards

Earn 2 Membership Rewards points
per $1 spent on your Card3

Exclusive Dining Credit4
Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant4. Valid twice a year. Exclusions, T&Cs apply.

Receive $200 to spend on travel each year,
which can be redeemed for pre-paid airfares, car hire or hotel bookings through American Express Travel5

Membership that gives you more

As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.

Explore our Personal Cards


Earn Airpoints
Dollars™ fast


Premium benefits
and services

No Annual Fee

Card Member benefits
with no annual fee