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A Credit Card with No Annual Fee from American Express

No annual fee doesn't mean no benefits. Find out if a no annual fee Credit Card is for you

Why choose a no annual fee Credit Card?

No annual fee doesn’t have to mean no benefits. In fact, with the American Express Airpoints Card you can earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend1 on your Card. It’s the fastest earning AirpointsTM Credit Card with no annual fee. From groceries to your daily coffee, earning Airpoints on your everyday spending is made easy with the fastest earning AirpointsTM Credit Card with no annual fee.

You can then redeem the Airpoints earnt, for flights to over 1300 Air New Zealand destinations in 190 countries2. The full list of Air New Zealand Airpoints partners is available here. Plus, there's no limit to how many Airpoints you can earn as long as your Account remains current and in good standing. 

Our No Annual Fee Credit Card

The American Express
Airpoints Card

  • $0 annual fee
  • Earn 1 Air New Zealand Airpoints Dollar for every $100 you spend1
  • Redeem your Airpoints Dollars for flights to over 1,300 Air New Zealand destinations in 190 countries2
  • 0% on purchases for the first 6 months3

Membership that gives you more

As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.

Explore our Personal Cards


Earn Airpoints
Dollars™ fast


Premium benefits
and services


Earn points from
everyday spending