More Rewards American Express Card

Platinum Service
24/7 Platinum Concierge Service.

Travel Privileges
Global Travel Assistance for emergencies.

Lounge Access
Complimentary Lounge Access to Club Manila Lounge at NAIA Terminal 1, and Skyview Lounge at NAIA Terminal 3.

Insurance
Comprehensive travel & inconvenience insurance protection.

Shopping Privileges
Protection for your purchases.
Key Features
Platinum Service
- 24/7 Customer Service Hotline anytime, anywhere.
- 24/7 Platinum Concierge Service to help you live up to the Platinum lifestyle.
Membership Rewards
- Earn 1 Membership Rewards® point for every PHP 45/USD 1 you spend. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
- You are automatically enrolled in the Frequent Traveler Option which lets you convert your Membership Rewards® points into air miles with any of the 6 Frequent Flyer Program partners or hotel loyalty points for complimentary stays.
Please check the Terms and Conditions for more details.
Travel
Because Traveling is Always a Pleasure
- Complimentary Lounge Access to Club Manila Lounge at NAIA Terminal 1, and Skyview Lounge at NAIA Terminal 3.
- Global Travel Assistance for medical and legal emergencies.
- Travel assistance worldwide through our Travel Service Offices which can assist you with their travel-related inquiries and concerns.
Note:
*Effective March 1, 2020, complimentary airport lounge access to Miascor Lounge at Clark International Airport is no longer available.
Comprehensive Travel Accident and Inconvenience Protection Insurance
- Travel Accident Protection of up to PHP 20,000,000.
- Delayed Flight Departure – PHP 15,000; max of PHP 30,000 per family.
- Flight Cancellation - Up to PHP 200,000
- Missed Connection – PHP 15,000; max of PHP 30,000 per family.
- Luggage Delay – PHP 15,000; max of PHP 30,000 per family.
- Luggage Loss – PHP 40,000; max of PHP 80,000 per family.
Financial Flexibility
Financial Management
Enjoy payment flexibility of having a Peso and Dollar currency in one Card through the Dual Currency Billing Feature, where you have the option for your local transactions to be billed in Peso and international transactions, whether online or overseas spend, to be billed in US dollars. Enrollment is required to avail of this feature. Just call the 24/7 Customer Service Hotline.
Annual Membership Fee
Automatic waiver of annual membership fee when you spend PHP 600,000 in a year.
Annual Fee: Basic Card - PHP 5,000; Free for the first 5 Supplementary Cards; in excess: PHP 2,500 each.
Fees and Charges
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
Finance Charge
Low finance charge of 3% per month.
Cash Advance
You may withdraw up to 30% of your credit limit and from over 1,700 BDO ATMs overseas, just look for the American Express logo.
Online Services
Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad.
Many Ways to Pay Your Bill
- BDO Branch Counters: Cash or check payments are accepted at any branch.
- BDO eBanking: Transact anytime anywhere in the world through www.bdo.com.ph.
- BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call 8631-8000.
- SM Bills Payment Counters: Pay for your Card through SM Bills Payment.
Shopping
Exclusive Discounts and Privileges
Exceptional selection of year-round offers and fantastic savings in shopping, dining, leisure and wellness with the American Express Selects® Program, available in over 60 countries worldwide.
Purchase Protection
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP 75,000 per occurrence or max of PHP 400,000 per year.
Installment
Buy your dream gadget, appliance or furniture at Absolutely 0% interest on any of our affiliated stores nationwide.
Turn cash purchase of at least PHP 5,000 into credit card transaction and convert into monthly installment with ExpressPay Convert.
Supplementary Card
Add Someone to Your Account
Your Basic American Express® Card can come with a Supplementary Card that will allow you to extend the benefits of your Card to family and loved ones with full control of how much they can charge on the Card.
Simply download and completely fill out the supplementary application form and email the scanned signed copy along with the required documents to amex@bdo.com.ph
Click here for the Supplementary Application Form.
Contact Us for Help
Our Customer Service will be more than happy to assist you.
To learn more, contact us at: 8631-8000, or
Domestic Toll-Free
- 1-800-10-631-8000 (PLDT)
- 1-800-3-631-8000 (Digitel)
- 1-800-5-631-8000 (Bayantel)
- 1-800-8-631-8000 (Globe), or
International Toll-Free
- (IAC)+800-8-6318000

The American Express® Platinum Credit Card
The American Express® Platinum Credit Card
Your Platinum Privileges
24/7 Platinum Concierge Service.
Comprehensive travel insurance coverage
Shopping Privileges
Earn Membership Rewards® Points that never expire.
Protection for your purchases.
Exceptional Travel Privileges
Comprehensive travel accident & inconvenience insurance protection.
Complimentary Lounge Access to Club Manila Lounge at NAIA Terminal 1, and Skyview Lounge at NAIA Terminal 3.
Global Travel Assistance for emergencies.