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Discover more with Platinum

Plus, enjoy a welcome bonus of 20,000 Membership Rewards® points, when you upgrade to the Platinum Charge Card® from the American Express Gold Charge Card® or the American Express Charge Card® and spend £4,000 in your first three months. 



Annual fee: £575



Please refer to the Important Information section at the bottom of the page before beginning your application.


Platinum Charge Card

Explore the world of Platinum

When you Upgrade from the American Express® Gold Charge Card or the American Express Green Charge Card.


Spending limit: no pre set spending limit

No interest charges: Just pay your balance off in full each month

Annual fee: £575

You will receive a pro rata refund on your existing Card fee and the new Card fee will be applied to your next statement.

Enjoy more of the Membership Rewards programme².

Get off to a great start when you upgrade to Platinum with a welcome bonus of 20,000 Membership Rewards points when you spend £4,000 on your Card in your first three months of Cardmembership. Terms apply.1



Donation to provide educational supplies for one child



Selfridges £25 gift voucher



Return flights to Rome from London3

Terms, taxes and fees apply



Return ticket for two on Eurostar Ski Train

Redeemed with Eurostar Frequent Traveller programme. Subject to availability.


Enjoy peace of mind with our comprehensive travel cover for you and your family. Your partner, children and five additional Cardmembers will be insured for trips of up to 80 days, and your kids under 25 on a ‘gap year’ up to 365 days.4


Enrolment required.


Additional Cards

As a Platinum Cardholder you can enjoy access to up to five complimentary additional Cards:


  • One complimentary Platinum Additional Card
  • Four complimentary Green or Gold Additional Cards

Any additional Cards beyond this allowance will hold an additional charge (please see Important Information for further details). Plus, receive a 5,000 MR bonus for the first additional Card added to the Account.5

Global Lounge Collection

Put your feet up before you take off with a choice of over 1,400 airport lounges across more than 130 countries worldwide, including the American Express lounges.

Hotel benefits

From the style and sophistication of our Fine Hotels + Resorts programme to the superior value and prime locations of The Hotel Collection, you’ll access an even wider range of exclusive privileges and competitive rates. 

Platinum travel

Platinum Cardmembership means you’ll also enjoy all the benefits and privileges that come with access to the higher tiers of our travel partners’ loyalty programmes including Hilton, Melia and Hertz car rental.

Access all areas

Enjoy curated invites, exclusive events and concierge service worldwide. We’re here 24/7 to take care of your plans and help you come up with new ones. So whether it’s organising a perfect anniversary gift or help booking a last minute dinner, Platinum service is your perfect companion.12

Important Information (please read before beginning your application)

  • Applicants must be over 18 years old and approval is subject to status.
  • Please find your new Card Agreement documentation here. Please read and save a copy.
  • The insurance coverage you will receive will change when you Upgrade. Please read and download the insurance information before continuing. 
  • The annual fee will be £575. The fee will be applied to your Card Account as a purchase transaction the day after you initially enrol in the Programme and on or shortly after the anniversary of that date each year. You are eligible for additional Cards for loved ones. The first Platinum additional Card comes at no extra cost, any further Platinum additional Cards will be charged at £285 annually. The first four Gold or Green additional Cards come at no extra cost, and any Cards added above this allowance will be charged at £170 annually. In order to convert your existing Supplementary Card members on your current Green or Gold Charge American Express Account, please ensure you add any Supplementary Cards before you apply for your Platinum Card Upgrade.
  • If you prefer a Card without any rewards, other features or a Cardmember fee, an alternative Card is available - The Basic Card.  
  • Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible. 
  • To read our Frequently Asked Questions, click here.
  • To speak to someone about Upgrading to the Platinum Card, please call 0800 032 7404

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road,London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

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