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Welcome to the Basic Business Card from American Express


A payment Card with no pre-set spending limit1, offering you

all the basics you need to make purchases. Plus, no annual Card fee.2


Need to activate your Card? 

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No pre-set spending limit


The Basic Business Card has no pre-set spending limit which means you have purchasing power to help you do business daily and when you need to make larger item purchases1Your purchasing capacity evolves according to the needs of your business and adjusts based on your current spending patterns, payment history, credit record and financial resources.

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Up to 42 days payment period on purchase


The American Express Basic Business Charge Card could help provide you with control over your cashflow.If you are currently paying for your expenses by cash, invoice or cheque the payment will leave your account right away. Whereas, with the Basic Business Card you have up to 42 days payment period on purchases so you can keep money in your account for longer and have more flexibility when managing your finances.Just pay your balance in full every month.

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World class service 


Running your business is made easier with a great range of resources designed to help you maintain control of your business expenses, also helping to provide some peace of mind.Plus, our global customer service team is here to help - wherever you are in the world, whatever the time of day.

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American Express Invites® – the hottest tickets and events


Perfect for client entertaining, team incentives or a welldeserved night out with family or friends, American Express Invites brings you access to the hottest tickets, home or abroad, before they go on general sale.

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Emergency Card Replacement - no matter where your business takes you, if you report your Card lost, damaged or stolen, we’ll help you replace it.

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Online Business Account management 


24/7 Online Account management lets you check your balance, view past statements and keep track of all business purchases made on your Card:

  • Manage your Account on your mobile - via our mobile website, or as a downloadable app for iPhone and Android devices
  • Access and manage your Accounts online
  • Check your balance
  • Pay your bill
  • View your Membership Rewards points


For wherever your business takes you


Explore mobile tools and travel resources

available to you, including the Amex App

Availability subject to your company policy.


We're ready to assist you


             Customer Service Team                       Global Assist Services         

          0800 917 8043                                +44 (0) 20 3126 4113

     (Available 24/7)                                     (Available 24/7)





Read Terms & Conditions


  1. No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
  2. Basic Business Card does not incur an annual Cardmembership fee.
  3. The maximum amount of time for a payment period on purchases is 42 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. Approval is subject to status and terms and conditions apply. Applicants must be 18 years old or over.


American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.