Frequently Asked Questions
Are Business Cards worth the annual fee?
Business Credit Cards can benefit your startup by helping you earn rewards, building business credit, and optimizing cash flow management. A Business Card may be worth the annual fee if the features and perks can meet your specific needs and grow your business. If you want to benefit from a Business Card without an annual fee, learn more about our Business Basic Card.
Will a Business Credit Card affect my credit score?
A Business Credit Card can have a positive impact on your credit score if you pay your balance on time each billing period, and applying for a Business Credit Card will have little effect on your business credit score.
Can I apply for a Business Credit Card online?
What credit score do I need to qualify for a Business Credit Card?
Many Business Credit Cards with premium features and rewards programmes require you to have a good personal credit score. Your business can still qualify for a Business Credit Card if your credit score is lower, but you may be faced with higher interest rates.