As a British Airways Executive Club member, you're invited to apply for the British Airways American Express® Accelerating Business Card
For a limited time, New Cardmembers receive a 45,000 Avios Welcome Bonus1
When you spend £5,000 in the first three months of Cardmembership and apply through this link before 25 February 2025.
Rep 107.2% APR var
To get this offer you must apply through the link below by 25 February 2025. If you apply through any other page or link, you may not receive this limited time offer. Subject to status, 18+, terms and annual fee apply.
There's a little holiday in the things you buy
From tech upgrades to advertising space you can really accelerate your Avios earning to suit your business spend, along with the opportunity to earn extra Avios bonuses throughout the year - making your business purchases a lot more rewarding!
The richest travel rewards for business spend14
Earn 1.5 Avios for every £1 spent on purchases on your Credit Card, plus earn double On Business Points with British Airways.2
Streamline Business Expenses
Make it easier to stay on top of your business for tax and accounting purposes by separating your personal expenses from your businesses.
Reward your business every year
Every calendar year, enjoy a tiered Avios annual bonus. Receive 10,000 bonus Avios for every £20,000 spent on the Card, up to three times per calendar year.4
British Airways American Express®
Accelerating Business Card
Representative Example
Annual Fee: £25015
Purchase rate: 27.9% p.a. variable
Representative APR: 107.2% APR variable13
Based on: Assumed Borrowing of £1,200
Employee Cards: Up to 20 complimentary Employee Cards
How much Avios could you collect from your business spend
You will collect Avios outlined below each time you qualify, so you don’t have to wait until the end of the year to be rewarded!
** You must apply through the links on this page to receive this offer. Applications made through other channels may receive a lower offer. You must be a British Airways Executive Club Member to receive the limited-time welcome bonus.
If your business were to spend £40,000 annually, you’d enjoy two annual Avios bonuses and would collect a total of 125,000 Avios in your first year.
Making your everyday business spend more rewarding
It is easier to boost your Avios balance with your everyday business spend. There are lots of ways to spend Avios such as reward flights, car hire, hotels and upgrades, so you can give yourself more leg room whilst controlling your budget. Subject to availability.
Earn Avios every day
Earn 1.5 Avios for every £1 spent on your Credit Card, from advertising spend to web storage, turn your everyday business purchases into a trip of a lifetime. There’s lots of ways to use Avios, so you won’t have to wait long to check out the world.
Reward your business every year
Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year. From everyday business expenses to larger supplier items you'll earn Avios in line with your business spend. With three individual tiers, your rewards balance evolves with your business.
- Your Avios Annual Bonus resets on 1 January each year, helping you to keep track of your rewards and maximise Cardmembers’ bonus earning potential.
- You’ll have a chance to earn up to three bonuses between when you are approved and the end of December, before your Avios annual bonus resets again on 1 January.
Earn double On Business Points
On Business is the British Airways loyalty programme for businesses, designed with travel savings and flexibility in mind. On Business Points can be redeemed on any available flight across British Airways, Iberia and American Airlines routes. Allowing you to redeem your Points for that last minute business trip, up to one day before travel.9
- Exclusively with this Card, earn 2 On Business Points for every £1 spent with British Airways2, This is in addition to your everyday Avios and annual bonus.
- Change, cancel or upgrade your flight booking up to 24 hours before departure of your first flight at no extra charge.
Flexible cashflow management
Your Credit Card gives you access up to 56 calendar days without interest payment terms (when you pay your balance in full) or the choice to pay your balance over time with interest.5
Add additional Employee Cards
Consolidate your business expenditure and track all spend under one business Account with up to 20 complimentary Employee Cards. Plus, boost your Avios on all your Card spend.7
- Any spend from Employee Cards linked to your Card Account will help you get closer to that next bonus. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over.
Insurance Protection
For eligible purchases on your Card, wherever you are in the world, enjoy the peace of mind that we've got your back.
Travel Accident Protection
It's reassuring to know that for no additional charge your Card provides cover for all business trips.
- Cover includes up to £250,000 travel accident benefit when travelling on public transport on a business trip.11
Travel Inconvenience
When business travel does not go to plan, your Card has you covered. For our Cardmembers, we’re here to help out in situations such as flight cancellations, delays, and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways. Limitations and exclusions apply.
Purchase & Refund Protection
If you buy an item on your Card and it’s stolen or damaged within 90 days, we’ll replace or repair it, or refund you up to £2,500 per eligible item.11 You'll also be insured to replace or refund eligible items up to a maximum of £300 if a retailer won’t.11
Where in the world could your Avios take you?
Use your Avios to help you get closer to wherever you want to be in the world. From LA to New York, Dubai to the Dominican Republic, use your Avios for reward flights, flight upgrades, hotel stays, car hires and more. Subject to availabilty and terms.*
60,000 Avios
Enough for an off-peak World Traveller return flight from London to Los Angeles, plus £150 per person.*
85,000 Avios
Enough for an off-peak World Traveller Plus return flight from London to New York, plus £305 per person.*
160,000 Avios
Enough for an off-peak Club World return flight from London to Dubai, plus £375 per person.*
American Express® Experiences
Whether it's entertaining clients, rewarding your employees, or treating yourself, make it a more memorable experience with American Express Experiences. The Card opens up tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.12
Worldwide support
Business or pleasure – rely on our 24/7 Global Assist® phone line6, emergency Card replacement service, and Travel Insurance protection.11
Global Customer Service
Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.
- Our global customer service team is here to help 24/7 - wherever you are in the world, whatever the time of day.
- With the Global Assist® hotline you’re not on your own during international business trips. In case of an emergency while travelling outside the UK, we provide 24/7 phone service that puts you in contact with English speaking medical or legal assistance experts.7
- Emergency Card Replacement - No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.
Eligibility
To save time before applying, it’s best to make sure you can say yes to all of the following:
- The business has a current UK Bank or Building Society account
- You are aged 18 or over
- You have a permanent UK home address
- You will pay the annual Cardmembership fee of £250
- You understand and meet the British Airways On Business requirements. To access the On Business benefits, your company must not be a travel agency, ticket brokerage firm or consolidator AND your company does not have an existing corporate incentive agreement with British Airways, Iberia or American Airlines. When enrolling into the On Business programme through this British Airways American Express Accelerating Business Card application process, there is no requirement for your business to be VAT registered. (Visit ba.com/onbusiness for criteria)
Please ensure that you have read and downloaded these important documents before starting your application.
| Read Terms and Conditions | Read Insurance Documentation |
| Read Summary Box | Cardmember Privacy Statements |
| Read Pre-Contract Credit Information | |
Ready to get going?
*Reward Flights are available to any Executive Club Members with an Avios balance. In addition to your Avios, the only cash amount required for Reward Flights is a fixed cash amount. Your chosen date of travel will determine whether you pay a peak or off-peak Avios amount. When booking Reward Flights, you can choose all peak dates, all off-peak dates or a mixture of the two. For travel in First, a cash amount to cover taxes, fees and carrier charges will be payable. The taxes, fees and carrier charges will vary dependent on airline and destination and will be calculated when you book your flights. The final fee (i.e. Avios plus payable taxes, fees and carrier charges) will be displayed at the final stage of your booking. To find out more about Reward Flights click here. Executive Club Terms and Conditions and Conditions of Use apply.
The prices referenced on this page are for a Reward Flight and based on an off-peak, return fare for 1 passenger travelling in World Traveller from London to Los Angeles, 1 passenger travelling in World Traveller Plus from London to New York and 1 passenger travelling in Club World from London to Dubai. All prices and Avios amounts quoted are correct as of January 2025
- Limited time offer. This new Cardmember offer is only available if you have not held a British Airways American Express® Accelerating Business Card or any other American Express® Business Card within the last 12 months. 45,000 bonus Avios will be awarded onto your Account if you are a new Cardmember and you have applied after 00: 01am 15 January 2025 and before 23:59pm 25 February 2025 and once you have been approved and you have spent and charged a minimum of £5,000 on goods and services to the Account within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to 12 weeks for the bonus Avios to be awarded to your Account once you have met the required spend. You must apply through the link on this page to receive this offer. Applications made through other channels may receive a lower offer. You must be a British Airways Executive Club Member to receive the limited-time welcome bonus. Please note this offer is subject to change. Full details of how your Avios are credited can be found here.
- You will be awarded 1.5 Avios for every eligible £1 spent and charged per transaction. Avios are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit. Please refer to full benefit terms and conditions associated with your Card Account for all eligibility criteria. Avios are issued and redeemed subject to British Airways Executive Club terms and conditions and will be reflected on your British Airways Executive Club account.
- Your Company will earn Two (2) On Business Points for every eligible £1 spent on qualifying flights directly with British Airways on the Card. For illustrative purposes, One (1) On Business Point comprises the additional earn for purchasing a qualifying flight with this Card Account (the Amex Accelerator), the other On Business Point is your base On Business Point earn. Please refer to full benefit terms and conditions associated with your Card Account for all benefit eligibility criteria. On Business Points are issued and redeemed subject to On Business Programme terms and conditions.
- You will be awarded 10,000 bonus Avios (Avios Annual Bonus) once you have spent and charged £20,000 on purchases on your Card, up to three times each calendar year. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
- The maximum amount of time for interest free payment on purchases is 56 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. If you only make a minimum payment every month, then interest rates will apply, and it will take you longer to pay off your balance.
- Global Assist services are included without a fee; however, cash advances, medical, shipping and other costs are charged to your designated Card. Your approval will be sought prior to incurring any costs.
- Employee Cards also known as Supplementary Cards allow you to share the benefits of your American Express® Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Employee Card(s). Cardmembers are entitled to up to 20 complimentary Employee Cards only. Employee Cardmembers must be aged 18 orover. Written details available upon request. Approval subject to status and Terms and Conditions.
- Find out more about Avios, the British Airways Executive Club and its terms and conditions at ba.com/executiveclub
- Find out more about the On Business Programme, the booking process, and terms and conditions on ba.com/onbusiness.
- American Express Mobile App terms and conditions apply. Apple, the Apple logo, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution Licence.
- Subject to enrolment, for more information click here. Please read the Insurance Documentation of your Card for full details of the Protection benefits currently available and to understand the limits and exclusions that may apply.
- Cardmembers can enjoy access to a wide range of sought after events, often before they go on general sale. Tell me more.
- Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
- When compared to other British Airways American Express® Cards.
- An annual Cardmembership fee of £250 will apply for each membership year. We'll charge it for each year starting on the date of your first statement and then every year after that on the same date.