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British Airways American Express® Credit Card

5,000 bonus Avios welcome offer. No annual fee.
Representative 22.9% APR variable 
Representative Example

Representative APR
22.9% APR variable
Annual fee
No annual fee
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
22.9% variable for purchases
Product Terms Read summary box

Key Benefits

No annual fee

The Card that allows you to collect Avios on purchases you are already making, with no annual fee

Welcome Offer

5,000 bonus Avios welcome offer, if you spend £1,000 in your first three months of Cardmembership


Collect 1 Avios for virtually every £1 spent

Reward yourself

  • No annual fee
  • 5,000 bonus Avios welcome offer
  • 1 Avios for virtually every £1 spent
  • 2-for-1 travel with a Companion Voucher
Read more


  • Global Assist
  • Travel accident insurance
Read more

World-class service

  • Refund Protection
  • Purchase Protection
  • Fraud Guarantee
  • American Express Invites
Read more
Reward yourself
Welcome Offer
Receive 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership
2-for-1 Travel
Get 2-for-1 travel with a Companion Voucher when you spend £20,000 each membership year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight. Taxes, fees and carrier charges apply
Earn Rate
1 Avios for virtually every £1 spent. The Card that rewards you for your everyday spending, with no annual fee
Supplementary Cards
Add complimentary Supplementary Cards to your Account for those close to you so you can build up your Avios balance faster
Start planning a new adventure with your Avios:
20,000 Avios
- One return flight from London to Athens* or other great locations in Europe and Africa
15,000 Avios
- One return flight from London to Rome* or other great locations in Europe
9,000 Avios
- One return flight from London to Berlin* or other great locations in Europe
You can also redeem Avios for:
- Flight Upgrades
- Save with Avios part payment: use Avios to redeem against part of the flight price
- Hotel Rooms
Examples shown are based on redeeming Avios through the British Airways Executive Club programme for return flights departing from and returning to London. *Terms, taxes, fees and carrier charges apply.
Global Assist®
Global Assist provides help when you travel outside of the UK, in you own language, 24/7.
Travel Accident Insurance
Travel accident insurance protects you for up to £75,000 on public transport when you buy your ticket on your Card.
World-class service
Refund Protection
Eligible items you buy with your Card in the UK are covered up to 90 days. You will be insured to replace or refund up to a maximum of £200 if a retailer won’t.
Purchase Protection
If you have bought something with your Card that’s stolen or damaged within 90 days, you will be insured to replace or repair it, or refund you up to £2,500 per eligible item.
Fraud Guarantee
If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate for you.
American Express Invites®
Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
To save time before applying for your British Airways American Express Credit Card,it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any British Airways American Express Card product in the past six months.
  • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

5,000 bonus Avios welcome offer. Representative 22.9% APR variable.
Apply Now