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Platinum Cashback Everyday Credit Card

Get 5% cashback up to £100 for your first three months of Cardmembership
Representative 22.9% APR variable 
Representative Example

Representative APR
22.9% APR variable
Annual fee
Based on £0
Credit Limit
Assumed credit limit of £1,200.
Purchase Rate
22.9% variable for purchases.
Product Terms Read summary box

Key Benefits


Get 5% cashback up to £100 cashback for your first three months of Cardmembership.


Get accelerated cashback with no annual fee.


Cardmembers can enjoy access to a wide range of sought-after events, including music, theatre and film, often before tickets go on sale to the general public with American Express Invites.

Reward yourself

Enjoy a generous 5% cashback on all your purchases for three months, up to £100 cashback. As long as you spend a minimum of £3,000 in a year, every full pound you spend on purchases qualifies for cashback. The only hard part is choosing what you’re going to turn all that cashback into.
  • After the first three months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card
  • Spend £0 to £5,000 and receive 0.5% cashback on all purchases
  • Spend over £5,001 and receive 1% cashback on all purchases
  • Complimentary Supplementary Cards for family members.


Now you can take one more thing on your travels; total peace of mind, thanks to 24/7 support from American Express.
  • Global Assist® provides help when you travel outside the UK, in your own language, 24/7
  • Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card.

World-class service

As you might expect from us, the service is a little bit special. You can phone, text or email us and we’ll get on the case. But we’re more generous than that:
  • Eligible items you buy on your Card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £200. Even if the retailer won't
  • You also get Purchase Protection. If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item
  • Make your next night out a memorable one with American Express Invites , enjoy access to some of the most in-demand music, film and theatre events in town.
  • Your Platinum Cashback Everyday Credit Card is accepted all over town.
To save time before applying for your Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

Get 5% cashback up to £100 cashback for your first three months of Cardmembership. Representative 22.9% APR variable.
The Platinum Cashback Everyday Credit Card is offered by American Express Services Europe Limited. Click here for more information.
Apply Now