American Express Referral Programme Terms

 

 

  • You will receive your bonus if your friend or family member uses your link to apply for a Card (other than the Basic Card) and is approved. You will not receive a bonus if they apply for the Basic Card.
  • Only friends, business partners and family:  You must only send the referral link to close friends, business partners and family. We will not discuss the outcome of your friend, business partners or family member’s Card application.
  • Ask their permission first: Please don’t spam. Before sharing the referral link with your friend, business partner or family member, you must ensure you have obtained their consent to receiving this type of marketing communication. Sending emails to people without consent is considered spam.
  • Your Card Account's eligibility to participate in the Referral Programme is based on your overall credit rating and other factors including your Account history with American Express.
  • We encourage fair usage of this referral programme and so limit the number of people who can apply using your referral link, in any 30-day period.
  • Your friend, business partner or family member must apply using the referral link you share with them.
  • You must have an American Express® Card Account to receive a bonus.
  • It may take up to ten weeks for your bonus to be credited to your Account, if your friend, business partner or family member’s Card application is successful.
  • You can earn up to a maximum of 90,000 Avios, Membership Rewards®, Marriott Bonvoy® points, Nectar points or bonus points per calendar year, depending on the Card you hold. 
  • Partial points will be awarded if the points earned from a successful referral brings your total points earned that calendar year beyond the Referral Programme's annual threshold. You can earn up to £150 cashback per calendar year if you hold a cashback product.
  • If you do not comply with these terms, you could lose your bonus and you will be excluded from participating in your Card's Referral Programme in future.
  • If payments to your Card Account are not kept up to date, you could lose your bonus.
  • If you already have an American Express Card, you are prohibited from referring yourself for any American Express Card.
  • You must not market or promote this offer through paid advertising channels or to the public at large (i.e., on public blog sites, search engines or in sponsored ads).

 

 

Important Information

 

Your friend, business partner or family member may not be eligible to receive the welcome bonus offer if they currently hold or have held an American Express Personal or Business Card within the past 24 months. Eligibility criteria vary by Card product. Holding a Personal Card does not affect eligibility for a Business Card welcome bonus offer, and holding a Business Card does not affect eligibility for a Personal Card welcome bonus offer.