All Benefits & Features
Maximize Rewards with 4X Points‡
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:- Purchases at US media providers for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.Earn 1X Points
on other eligible purchases made using the Business Gold Card.‡$240 Flexible Business Credit‡
Get more for your business purchases. Earn up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.$300 ChatGPT Business Credit‡
Connect your company tools to support the projects your team takes on. It’s the ChatGPT you know – designed for work. Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business1 on the Business Gold Card.
1Subject to auto-renewal.$150 Squarespace Credit‡
Create a customizable website or online store with an all-in-one solution from Squarespace. Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold Card.‡1
1Subscription purchases subject to auto-renewal.Walmart+ Monthly Membership Credit‡
Receive a statement credit2 for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Business Gold Card.‡
2Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.