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Business Gold Card

Business Gold Card From American Express

Annual Fee: $375¤

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How You Earn

4X

POINTS

On Your Top 2 Eligible Categories

See below for category details. Points cap applies.

3X

POINTS

On Flights & Pre-Paid Hotels

Booked on AmexTravel.com.

1X

POINTS

On All Other Eligible Purchases

Made using your Business Gold Card.
  • 4X

    POINTS

    On Your Top 2 Eligible Categories

    See below for category details. Points cap applies.
  • 3X

    POINTS

    On Flights & Pre-Paid Hotels

    Booked on AmexTravel.com.
  • 1X

    POINTS

    On All Other Eligible Purchases

    Made using your Business Gold Card.
  • 4X

    POINTS

    On Your Top 2 Eligible Categories

    See below for category details. Points cap applies.
  • 3X

    POINTS

    On Flights & Pre-Paid Hotels

    Booked on AmexTravel.com.
  • 1X

    POINTS

    On All Other Eligible Purchases

    Made using your Business Gold Card.

Unlock up to $395 in Business Value

NEWEnroll and get up to $240 back annually* for eligible purchases at:

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

NEW$155 back annually* to cover the cost of a monthly Walmart+ membership

Walmart logo
See Details*$12.95 per month, plus applicable taxes

Unlock up to $395 in Business Value

$240 Flexible Business Credit

For Purchases at Select Business MerchantsNEW

Enroll and get up to $240 back annually for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

$155 Walmart+ Credit

For Walmart+ Monthly MembershipNEW

Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership.

Walmart logo
See Details

Unlock up to $395 in Business Value

$240 Flexible Business Credit

For Purchases at Select Business MerchantsNEW

Enroll and get up to $240 back annually for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

$155 Walmart+ Credit

For Walmart+ Monthly MembershipNEW

Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership.

Walmart logo
See Details
American Express can be accepted at 99% of places in the US that accept credit cards.1

   1Based on the Feb 2023 Nilson Report.

All Benefits & Features

  • Maximize Rewards with 4X Points

    Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:
    • Purchases at US media providers for advertising in select media (online, TV, radio)
    • U.S. purchases made from electronic goods retailers and software & cloud system providers
    • U.S. purchases at restaurants, including takeout and delivery
    • U.S. purchases at gas stations
    • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
    • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

    While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.

    Earn 1X Points

    on other select purchases made using your Business Gold Card.

    $240 Flexible Business Credit

    Get more for your business purchases. Earn up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

    $155 Walmart+ Credit

    Cover the cost1 of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card.

    1$12.95 plus applicable taxes. Plus Up Benefits not eligible.

How You Earn

4X

POINTS

On Your Top 2 Eligible Categories

See below for category details. Points cap applies.

3X

POINTS

On Flights & Pre-Paid Hotels

Booked on AmexTravel.com.

1X

POINTS

On All Other Eligible Purchases

Made using your Business Gold Card.
  • 4X

    POINTS

    On Your Top 2 Eligible Categories

    See below for category details. Points cap applies.
  • 3X

    POINTS

    On Flights & Pre-Paid Hotels

    Booked on AmexTravel.com.
  • 1X

    POINTS

    On All Other Eligible Purchases

    Made using your Business Gold Card.
  • 4X

    POINTS

    On Your Top 2 Eligible Categories

    See below for category details. Points cap applies.
  • 3X

    POINTS

    On Flights & Pre-Paid Hotels

    Booked on AmexTravel.com.
  • 1X

    POINTS

    On All Other Eligible Purchases

    Made using your Business Gold Card.

Unlock up to $395 in Business Value

NEWEnroll and get up to $240 back annually* for eligible purchases at:

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

NEW$155 back annually* to cover the cost of a monthly Walmart+ membership

Walmart logo
See Details*$12.95 per month, plus applicable taxes

Unlock up to $395 in Business Value

$240 Flexible Business Credit

For Purchases at Select Business MerchantsNEW

Enroll and get up to $240 back annually for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

$155 Walmart+ Credit

For Walmart+ Monthly MembershipNEW

Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership.

Walmart logo
See Details

Unlock up to $395 in Business Value

$240 Flexible Business Credit

For Purchases at Select Business MerchantsNEW

Enroll and get up to $240 back annually for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.

Logos for FedEx, Grubhub and U.S. Office Supply Stores
See Details

$155 Walmart+ Credit

For Walmart+ Monthly MembershipNEW

Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership.

Walmart logo
See Details
American Express can be accepted at 99% of places in the US that accept credit cards.1

   1Based on the Feb 2023 Nilson Report.

All Benefits & Features

  • Maximize Rewards with 4X Points

    Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:
    • Purchases at US media providers for advertising in select media (online, TV, radio)
    • U.S. purchases made from electronic goods retailers and software & cloud system providers
    • U.S. purchases at restaurants, including takeout and delivery
    • U.S. purchases at gas stations
    • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
    • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

    While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.

    Earn 1X Points

    on other select purchases made using your Business Gold Card.

    $240 Flexible Business Credit

    Get more for your business purchases. Earn up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

    $155 Walmart+ Credit

    Cover the cost1 of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card.

    1$12.95 plus applicable taxes. Plus Up Benefits not eligible.