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The Business Platinum CardThe Business Platinum Card®
The Business Platinum Card®
Traveling for business doesn't have to feel like work

  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
  • Make Business Purchases Rewarding. Get 50% More Points on each eligible purchase of $5K or more (that's an extra half point per dollar). Up to 1 million additional points per calendar year.
  • $200 Airline Fee Credit. Select one qualifying airline and get up to $200 in statement credit each calendar year for baggage fees and other incidentals charged by the airline to your Business Platinum Card®.*
  • $595 annual fee¤
  • No interest charges because you pay your balance in full each month, unless you’re enrolled in the Pay Over Time feature.¤
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
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♦︎Offer & Benefit Terms¤Rates & Fees

Traveling for business doesn't have to feel like work

Featured Business Platinum Card® Benefits

Up to $200 Annual Dell Statement Credit

Get up to $100 in statement credits between January and June and up to $100 in statement credits between July and December for U.S. purchases with Dell on your Business Platinum Card when enrolled. That's up to $200 in statement credits annually.

Membership Rewards® Points

5X pointson flights and prepaid hotels on amextravel.com.1.5X pointson each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per calendar year.1X pointsfor each dollar you spend on eligible purchases
Terms and limitations apply.

$200 Airline Fee Credit

Select one qualifying airline and get up to $200 in statement credit each calendar year for baggage fees and other incidentals charged by the airline to your Business Platinum Card®.*

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

American Express Global Lounge Collection

We're #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority PassTM Select lounge once enrolled.

*Based on comparison with other U.S. credit card programs, as of 5/2018.

American Express can now be accepted at 99% of places in the US that accept credit cards.*

   *Based on Feb. 2020 Nilson Report.

Business Platinum Card® Benefits & Details

  • Premium Travel and Transportation for comfortable, VIP experiences

    5X Membership Rewards® Points5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
    35% Airline BonusUse Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year.*

    *Eligible fares include First and Business Class tickets with all airlines available through American Express Travel, as well as any fare class with your selected qualifying airline.
    American Express Global Lounge CollectionWe're #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge CollectionSM* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority PassTM Select lounge once enrolled.

    *Based on comparison with other U.S. credit card programs, as of 5/2018.
    No Foreign Transaction Fees¤Do business globally and pay no foreign transaction fees on your purchases.

    American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
    $200 Airline Fee CreditSelect one qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Account.**American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
    Fee Credit for Global Entry or TSA Pre®Receive a statement credit every 4 years after you apply for Global Entry ($100) or every 4.5 years after you apply for TSA Pre ® ($85) with an eligible Card. If approved, you can get expedited screening at select airports. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre ®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee every 4 years for Global Entry or every 4.5 years for TSA Pre ®. To receive the statement credit, the application fee must be charged on the eligible Additional Card . To read the full terms and conditions, visit here.
    Fine Hotels & Resorts® ProgramReceive this exclusive suite of benefits with each Fine Hotels & Resorts® booking: Room upgrade upon arrival, when available1, Daily breakfast for two people, Guaranteed 4pm late check-out, Noon check-in, when available, Complimentary Wi-Fi, Unique amenity valued at US$100, such as a spa or food and beverage credit.2 See Program terms and conditions for additional details. To book your stay, visit americanexpress.com/fhr or call Business Platinum Travel Service at 1-800-553-9497.1Certain room categories are not eligible for upgrade.
    2Special amenity varies by property.
    MARRIOTT BONVOYTM GOLD ELITE STATUSAs a Business Platinum Card Member, you can upgrade to Marriott BonvoyTM Gold Elite status without meeting any stay requirements. Terms and limitations apply.
    Hilton Honors Gold StatusWith Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.
    Business Platinum Travel ServicePlatinum travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.
    Trip Delay InsuranceIf you purchase a round-trip entirely with your eligible Card on or after January 1, 2020 and a covered reason delays your trip more than 6 hours, we may be able to help. Terms, conditions and limitations apply.1*1Coverage is provided by New Hampshire Insurance Company, an AIG Company.

    *Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Coverage is subject to certain terms, conditions and limitations, including limitations on the amount of coverage. This benefit provides secondary coverage. For more information about the coverage, please see the Guide to Benefits at americanexpress.com/TDTerms.
    Trip Cancellation and Interruption InsuranceIf you purchase a round-trip entirely with your eligible Card on or after January 1, 2020 and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply.1*1Coverage is provided by New Hampshire Insurance Company, an AIG Company.

    *Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Coverage is subject to certain terms, conditions and limitations, including limitations on the amount of coverage. This benefit provides secondary coverage. For more information about the coverage, please see the Guide to Benefits at americanexpress.com/TCITerms.
  • Platinum Level Rewards and Services to get more out of your Card

  • Expense Management Tools to help you track and organize expenses

  • Even More Benefits for Card Members

♦︎Offer & Benefit Terms¤Rates & Fees
♦︎Offer & Benefit Terms¤Rates & Fees