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Compare Cash Back Business Cards

Explore ways to earn cash back with your Card by comparing cash back business Credit Cards

Plum Card<sup>&#174;</sup>
Plum Card®
$0 intro annual fee for the first year, then $250¤
Blue Business Cash<sup>TM</sup> Card
New!
Blue Business CashTM Card
$0 Annual Fee¤
Add Card to Compare
New!
$0 intro annual fee for the first year, then $250¤
Built in flexibility to help you manage your cash flow
  • Earn unlimited 1.5% cash back automatically when you pay in 10 days. No caps. No categories. No enrollment.
  • Keep your cash when you need it with up to 60 days to pay.
Best for business owners seeking simple automatic cash back
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.  Cash back earned is automatically credited to your statement.
Benefits
Early Pay Discount & Extra Days To Pay
Cash Back
You decide when you pay. Get a 1.5% discount with no cap on what you can get back when you pay early, take up to 60 days to pay without interest, or both each month.
1.5%
early pay discount
Up to 60 days to pay
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.  Cash back earned is automatically credited to your statement.

Card Membership Benefits

Extended Warranty♦︎
Purchase Protection♦︎
Return Protection
Concierge Service
American Express Preferred Seating
Entertainment Access
Relationship Care® Service
Dispute Resolution

Travel Benefits

Baggage Insurance Plan♦︎
Car Rental Loss and Damage Insurance♦︎
Global Assist® Hotline
Premium Global Assist® Hotline
Fine Hotels & Resorts®‡

Fees

Annual Membership Fee¤
$0
intro annual fee for the first year, then $250¤
$0¤
Employee Card Fees¤
$0
annual fee for each Employee Plum Card¤
$0
annual fee for each Additional Employee Blue Business CashTM Card from American Express¤
Cash Advance Fee¤
Charge Cards do not offer cash advances
Foreign Transaction Fees¤
Do business globally and pay no foreign transaction fees on your purchases.
2.7%¤
Late Payment Fee¤
1.5% then 2.99%
of the past due amount (minimum:$39)¤
Up to $39¤
Over-the-Credit-Limit Fee¤
Returned Payment Fee¤
$39¤
$39¤
APR On Purchases¤
No APR on Purchases
0.0%
APR On Cash Advances¤
Penalty APR¤
%
Penalty APR rate¤
Enjoy exceptional rewards and benefits

Explore the benefits you receive with every business Credit Card from American Express

  • American Express® Business App

    Simplify the way you and your employees manage Business Card receipts with the American Express® Business App.1

    Learn More
  • Amex Offers

    Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.

  • Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card use and more.

    Learn More
  • Account Manager

    Assign a trusted employee or business partner to be an Account Manager on your Business Card account.2 They can handle your tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.

    Learn More
  • Online Statements

    View your purchase history, prepare reports, and budget your expenses

  • Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps can make it easier to manage your Card account whenever it's convenient for you.

  • Year-End Summary

    At the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail.3

    Learn More

Benefit Terms

1. American Express® Business App

The American Express® Business App is available with American Express Business and Corporate Cards. Functionality may differ based on Card product or program. American Express is not responsible for the completeness or accuracy of receipts displayed. Receipts will be stored until the earliest of the following: (1) seven years from the end of the calendar year that the receipt was uploaded or (2) the date that your online account is closed. American Express reserves the right to delete or purge receipts for any reason in its sole discretion, with or without notice. The Amex® Business App is available on the App Store® and Google Play™. Apple, the Apple logo and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

2. Account Manager

Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.

3. Year-End Summary

The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.

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