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Travel Insurance  personal accident insurance


Live every moment with a smile on your face

Step out, discover and experience life with a peaceful state of mind with this specialized personal accident insurance offer.

  • High covers of up to Rs. 2 crores
  • No medical checks required up to the age of 65 Yrs
  • Global covers along with 'Domestic Accidents' inclusion
  • Covers loss due act of terrorism, riots & strike
  • Easy & quick claim process with minimal mandatory documents

The proposer should be the basic Cardmember of American Express. The minimum age at entry is 18 years and maximum is 65 years. This cover is renewable up to the age of 70 years.

With the personal accident insurance plan, you can fearlessly explore the many wonders that life has to offer. Personal accident pays the insured person or his nominee, a sum insured on the occurrence of the death resulting from bodily injury within a period of twelve months. The sum insured is valid when bodily injury is the sole and direct cause of the death of the insured person or causes permanent total disability within 12 months from the date of accident.

Major Exclusions
This Policy does not cover losses arising out of suicide / attempted suicide, self-Injury, Venereal diseases, war and nuclear perils, during childbirth, any accident whilst under the influence of intoxication, liquor & drugs, mental disorder.
  • Electrical/Mechanical breakdown of appliances
  • Loss or damage to precious items like gold, silver, antiques, securities etc

Know your Premium

*Premium quoted is annual & includes 12.36% service tax
**Valid for renewals only

Dedicated claims support : Call at 022-66742258 E-mail at :

General Insurance underwritten by ICICI Lombard General Insurance Company Ltd. (ICICI Lombard) whose registered office is at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025

Life Insurance is underwritten by PNB MetLife India Insurance Company Ltd. (PNB MetLife) having its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004.

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority has authorized AEBC India to act as a Corporate Agent from 17th June, 2011 to 16th June, 2014 for soliciting and procuring General Insurance business under license number ILG 8654380 and under license number MLI 8654380 for soliciting and procuring Life Insurance business from 28th August 2012 to 16th June, 2014. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited & PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non Life insurance products and up to 30% in the first year and up to 7% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority guidelines.

Insurance is a subject matter of solicitation. For complete details on coverage, Terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.