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Representative Example
Purchase Rate29.1% p.a. (variable)
Annual Fee£650
Representative APR685.3% APR variable
Assumed Credit Limit£1,200
Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.

Click here to understand the value of The Platinum Card® benefits
Already have a Platinum Charge or Credit Card? If so, please read the information here before applying for the new Platinum Credit Card.

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Featured Benefits

Global Dining Statement Credit

With over 2,000+ selected restaurants globally for you to explore, you can enrol to receive up to £200 in statement credits to spend in the UK per year, and a further £200 to spend abroad. Enrolment required.

Airport Lounge Access

Complimentary access to over 1,550 airport lounges across more than 140 countries worldwide.

Worldwide Travel Insurance

Enjoy comprehensive worldwide travel insurance for you & your Supplementary Cardmembers including respective partners and dependent children (under the age of 25), for trips up to 90 days.

Membership Rewards Points

Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.

Car Rental Benefits

Enjoy car rental benefits such as upgrades and discounts, when available, with access to the higher tiers of our travel partners' loyalty programmes, including Avis Loyalty Programme and Hertz Gold Plus Rewards®. Enrolment required.

Hotel Benefits

Access extra value and exclusive benefits around the world with the Fine Hotels + Resorts program and The Hotel Collection, including complimentary room upgrades upon arrival (when available) and a late check-out.

How You Earn

2X

Points

On amextravel.co.uk

for every £1 spent

1X

Points

On purchases

for every £1 spent

12,000

Points

Invite a Friend

And earn at least 12,000 Membership Rewards Points if they are approved - up to 90,000 a year

How You Earn

2X

Points

On amextravel.co.uk

for every £1 spent

1X

Points

On purchases

for every £1 spent

12,000

Points

Invite a Friend

And earn at least 12,000 Membership Rewards Points if they are approved - up to 90,000 a year

All Benefits

Reward Yourself
Membership Rewards Points
Earn Membership Rewards
Use Points the Way You Want
Invite Friends, get Rewarded

Membership Rewards Points

Membership Rewards is our way of saying ‘thank you’. Our customer loyalty programme rewards you every time you spend on your Card and you get to choose how to use your points. Visit our Membership Rewards page to find out more.

    Earn Membership Rewards

    You and your Supplementary Cardmember earn 1 point for every £1 spent and earn faster with 1 additional point for every £1 spent at American Express Travel Online.

      Use Points the Way You Want

      Unlike other loyalty programmes, Membership Rewards points never expire. Get shopping, travel and entertainment rewards or even offset any purchase made on your Card. Visit our Membership Rewards page to see more ways you can use your points.

        Invite Friends, get Rewarded

        Invite a friend and earn at least 12,000* bonus Membership Rewards points if they are approved – up to 90,000 points a year. You can put them towards Amazon purchases, flights or paying off your balance. Find out more here.

          Platinum Lifestyle
          Global Dining Statement Credit
          Metal Card
          Complimentary digital subscription to The Times
          American Express Experiences®
          Complimentary Supplementary Card
          American Express Offers
          Purchase and Refund Protection
          Platinum Service via the Amex App
          Fraud Protection
          The Bicester Collection

          Global Dining Statement Credit

          Discover your new favourite restaurant from our handpicked selection by enrolling in the Global Dining Credits. With this new benefit of your Platinum Cardmembership, you can receive up to £200 in statement credits to spend in the UK per year, and a further £200 to spend abroad at some of the best restaurants around the world, sharing great food with your loved ones. Offer valid until 31 December 2026. Enrolment required.

            Metal Card

              Complimentary digital subscription to The Times

              With your complimentary annual digital subscription to The Times and Sunday Times, you can keep on top of what's new.

                American Express Experiences®

                American Express Experiences gives you access to sought-after events, from music concerts to fashion to iconic sports events.

                  Complimentary Supplementary Card

                  Extend your benefits to those closest to you and earn points for their purchases on a complimentary Supplementary Card. The first Platinum Supplementary Card is provided at no additional charge. An annual fee of £285 applies to each additional Platinum Supplementary Card beyond this.

                    American Express Offers

                    Enjoy carefully selected offers from our range of retail partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirements.

                      Purchase and Refund Protection

                      Purchase Protection and Refund Protection covers eligible items purchased using the Card.

                        Platinum Service via the Amex App

                        The new messaging feature in your Amex App puts Platinum Service in your pocket. Now you can take care of your Account details and enjoy fast, easy access to Platinum, even when you’re on the move.

                          Fraud Protection

                          We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend.

                          If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.

                            The Bicester Collection

                            The world’s best brands, at the world’s best prices. Platinum Cardmembers receive benefits at 9 destinations across The Bicester Collection Villages in the UK and Europe. Enjoy an extra 10% savings with a downloaded eVIP Pass, complimentary Hands-free Shopping, Personal Shopping appointments, Reserved Parking and access to the Private Sale.

                              Travel Benefits
                              Airport Lounges Access
                              Worldwide Travel Insurance
                              Hotel Benefits
                              Lodging Benefits
                              Car Rental Benefits
                              Airfare Benefit
                              24/7 Global Assist®
                              Platinum Travel Services

                              Airport Lounges Access

                              Put your feet up before you take off with complimentary access to over 1,550 airport lounges across more than 140 countries worldwide including the American Express lounges.

                                Worldwide Travel Insurance

                                Enjoy comprehensive worldwide travel insurance for you, and your Supplementary Cardmembers including respective partners and dependent children (under the age of 25), for trips up to 90 days. Some insurance benefits are dependent on the use of your Card. The Medical Assistance and Expenses cover does not apply if 70 years of age or above and excludes all pre-existing medical conditions that are not included on the Accepted Conditions list. Terms and eligibility criteria apply.

                                  Hotel Benefits

                                  Enjoy complimentary benefits with an average total value of $600* with Fine Hotels & Resorts at over 1,500 luxury hotels worldwide including room upgrades when available**, complimentary breakfast and guaranteed 4pm late check-out.
                                  Additionally, enjoy benefits at upscale hotels in desirable locations with The Hotel Collection. Receive a US$100 hotel credit, late checkout***, and more. Terms apply.

                                    Lodging Benefits

                                    Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton HonorsTM Gold status, Marriot BonvoyTM Gold Elite Status, MeliáRewards Gold, Radisson Rewards Premium Status, and ALL AccorTM Gold Status. Enrolment required.

                                      Car Rental Benefits

                                      Enjoy car rental benefits such as upgrades and discounts, when available, with access to the higher tiers of our travel partners' loyalty programmes, including Avis Loyalty Programme and Hertz Gold Plus Rewards®. Enrolment required.

                                        Airfare Benefit

                                        As a Platinum Cardmember you and your Platinum Supplementary Cardmember can enjoy up to 20% off airfares on some of the world’s finest airlines, when booking through our Platinum Travel Services team or at American Express Travel Online.

                                          24/7 Global Assist®

                                          Global assist provides 24/7 help whenever you are travelling outside the UK.

                                            Platinum Travel Services

                                            The Platinum Travel Services team is here to support Platinum Cardmembers in arranging travel experiences. Cardmembers can get started online via Amex Travel Online by browsing our website here.

                                              Reward Yourself

                                              Membership Rewards Points
                                              Earn Membership Rewards
                                              Use Points the Way You Want
                                              Invite Friends, get Rewarded

                                              Platinum Lifestyle

                                              Global Dining Statement Credit
                                              Metal Card
                                              Complimentary digital subscription to The Times
                                              American Express Experiences®
                                              Complimentary Supplementary Card
                                              American Express Offers
                                              Purchase and Refund Protection
                                              Platinum Service via the Amex App
                                              Fraud Protection
                                              The Bicester Collection

                                              Travel Benefits

                                              Airport Lounges Access
                                              Worldwide Travel Insurance
                                              Hotel Benefits
                                              Lodging Benefits
                                              Car Rental Benefits
                                              Airfare Benefit
                                              24/7 Global Assist®
                                              Platinum Travel Services

                                              Eligibility

                                              To save time before you apply for your Platinum Card®, it’s best to make sure you can say yes to the following.

                                              • I am aged 18 or over
                                              • I have a current UK bank or building society account
                                              • I have a permanent UK home address
                                              • I have no history of bad debt
                                              • I earn at least £35,000 per year
                                              • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal Membership Rewards-enrolled American Express® Cards in the past 24 months.

                                              If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

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