Learn about the Credit Card
fees you pay and the ones
you can avoid.
When do I pay my annual fee?
We will charge the annual Card fee in the month of your Card Membership anniversary.
How can I avoid paying an annual fee?
We have several Cards that do not come with an annual fee, offering both convenience and value. Find out if a no annual fee Card is right for you.
What is a Credit Card surcharge?
A surcharge is a fee that a business charges a customer for using a Credit Card to make a purchase. While American Express® strongly opposes surcharging, it is a cost that a business can choose to pass on to a customer if they wish.
Protect your Smartphone Screen with Insurance2 (up to $500 for screen repairs to your Smartphone when you pay for your phone or contract with your Essential Credit Card)
Earn Qantas Frequent Flyer Points on your everyday spend
As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.