Question 1

Does the Amex Explorer Card give access to an Airport Lounge?

Accepted Answer

The Amex Explorer Card comes with two passes per year to the Centurion® Lounge at either Sydney International Airport or Melbourne International Airport.

Question 2

What are the eligibility requirements for the Amex Explorer Card?

Accepted Answer

To apply for the Amex Explorer® Credit Card you need to:
o	Be aged 18 years or over
o	Agree to access statements online through American Express
o	Be an Australian citizen, permanent resident or hold a long term visa
o	Have a good credit history and no payment defaults

Question 3

What is the Annual Card Fee for the Amex Explorer Card?

Accepted Answer

The Amex Explorer Card has an annual Card Fee of $395 p.a.

Question 4

How is the limit on the Amex Explorer Card determined?

Accepted Answer

All American Express Credit Cards have a maximum Credit limit. Your highest limit will depend on your financial circumstances and the Credit Card you choose. When you apply for the Amex Explorer Credit Card, you’ll have the opportunity to indicate your preferred Credit Card limit and approval for your credit line will be subject to our approval criteria. You should ensure that you nominate a limit that’s in line with your current financial circumstances.
It’s also important to know that choosing a low limit during the application process will not change your chances of approval. If you don’t choose a limit, we’ll assign you one, based on your current financial circumstances.

Question 5

Can I pay for my purchases over time?

Accepted Answer

The Amex Explorer Card comes with Plan It®, which gives you the option to split the payment of your purchases. Plan It instalments allow you to pay off transactions - or a portion of your Card balance - in 3, 6 or 12 equal monthly payments. There’s no interest but a fixed monthly fee applies.

Question 6

How can I use Amex Membership Rewards® points on the Amex Explorer Card?

Accepted Answer

Whether it’s on travel, using points to shop online or reducing your Account balance, the Amex Membership Rewards Program lets you choose from a wide range of rewards:
o	Use Points for Purchases: You may use your points to make purchases at certain retailers listed on our website with Pay with Points. You can also use your points to cover eligible charges on your Card using Cover Charges with Points.
o	Use Points to Travel: Use your points to book flights, hotels or car rentals with Amex Travel Online.
o	Use Points to Transfer to Partners: You can transfer your points to major Partner Programs across airline, hotel and retail.
o	Use Points for Digital Gift Cards: You can redeem your points for Digital Gift Cards from leading brands and retailers.

Question 7

What are the benefits of using the Amex Explorer Card?

Accepted Answer

The Amex Explorer Card offers a wide range of rewards and travel benefits. Here are some of the main ones:
o	Interest free days: You get up to 55 days to pay for your Card purchases.
o	Travel benefits: Receive $400 each year to spend on eligible domestic and international flights, hotels or car hire with American Express Travel, get two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport and complimentary domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card. (Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).
o	Extra perks: Access Amex Offers across shopping, dining, travel and entertainment, Pre-Sale tickets and Card Member only Entertainment Lounges.

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