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Credit Card Bill Payments

With so many ways to pay your Credit Card bill, you’ll find one that makes life simple.


Paying your bill online for Personal and Business Card Members

This fast, simple payment method allows you to register your bank details via Online Services, then pay your American Express bill from either Online Services or the Amex Mobile App.

You only need to register your details once, and it’s secure, so you don’t need to worry about your details falling into the wrong hands.

Getting set up is easy – you’ll just need your BSB and Account Number handy.

Looking for Corporate Cards? Click here to view the bill payment options available to you.

Paying your bill with the Amex Mobile App

Download the Amex Mobile App and make payments on your Account wherever you are. You can also check your Membership Rewards points balance and use points to pay off your purchases straight from your mobile1.

Paying your bill via BPAY®

You can pay your Credit Card bill directly from your bank account using BPAY®.

  • For all Cards excluding David Jones Cards: Biller Code: 5082
  • For David Jones Credit Cards: Biller Code: 88013
  • Customer Reference Number: Your 15 digit Card number

It’s important to know that BPAY® payments can take up to three business days to process, so you should make the payment at least three business days before your statement due date.


The daily BPAY transaction limit for American Express payments is $1,000,000. However, Banks may have a lower default payment threshold. To request a higher transaction limit, please contact your remitting bank.


Paying your bill via Direct Debit

A Direct Debit lets you pay bills automatically, so you don't have to worry about missing due dates. Simply provide your bank account details to American Express, and tell us the amount you’d like to pay each month.

Please note, our online enrolment is not available for Direct Debit payments from Joint Accounts.


Alternatively, if you have a Joint Card Account or would like to set up a Company Account, you will need to complete an application form.


• Credit Card Direct Debit Form

Charge Card Direct Debit Form

• David Jones Card Direct Debit Form


You will receive a letter to confirm if your enrolment has been successful or not. Keep in mind that it’s important you continue paying your Account using another payment option until your Direct Debit plan begins.

Paying your bill in person

You can make payments in person at any Australia Post Office. Simply take your cash or cheque, your Card, and your current posted Card Account statement with you. Cash payments are limited to no greater than your current Card Account closing balance and you will be charged a $3 handling fee. It can take up to 24 hours to process your payment. If you’re enrolled in Online statements then you won’t be able to pay in person.

Understanding your bill

Find out everything you need to know about understanding your Card bill, including minimum repayments, setting up an automatic payment, payment instalments, and more.

What do you want from a Card?

Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.


Earn Membership
Rewards points from
everyday spending

Frequent Flyer

Maximise rewards
for every trip


Enjoy premium
benefits and service

No Annual Fee

Save more with no
annual fee

David Jones

Make your everyday
spend go further

Live life to the fullest with American Express Membership

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.

Want to learn more about Credit Cards?

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Maximise your Membership

Make sure you’re making the most of your Card benefits

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Your credit limit

Everything you need to know about your Credit Card limit

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Manage your Account

We’ve made managing your Account super simple