American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

Walk it. Feed it. Love it.
Plan It Instalments.

Try Plan It™ Instalments – the different way to pay off your Credit Card balance in equal monthly instalments.

Enjoy the flexibility and control of paying with Plan ItTM

Pay different with

Plan It™ Instalments

 

Plan It™ is a feature on your Credit Card that allows you to pay off a portion of your Credit Card Balance in equal monthly instalments at 0% p.a. interest and a fixed monthly fee*.

 

Simply spend on your Card as usual, and when you get your next monthly statement, choose a portion of the balance to pay off in instalments with Plan ItTM. You’ll know exactly how much to pay each month and can cancel anytime.

 

See your instalment payments with the Plan It™ Calculator.

Woman on holiday paid with credit card instalments

Here’s how Plan ItTM works

1

 

Select an amount of $150 or more to pay in instalments with Plan ItTM

2

 

Choose a plan option that works for you. You can choose 3, 6, 9 or 12 months

3

 

Review and confirm. Your plan amount is automatically included in your Minimum Payment Due each month

1

 

Select an amount of $150 or more to pay in instalments with Plan ItTM

2

 

Choose a plan option that works for you. You can choose 3, 6, 9 or 12 months

3

 

Review and confirm. Your plan amount is automatically included in your Minimum Payment Due each month



Plan your payments with our Plan It™ Calculator

See how Plan It works. Enter an amount of $150 or more that you would like to move into an instalment plan. You will be shown the monthly instalment and fee for each plan duration. Figures quoted are indicative only, actual amounts will depend on the American Express Card product you hold. Terms and Conditions apply.*

$

3 months

TOTAL MONTHLY INSTALMENT

$0 .00


MONTHLY PLAN AMOUNT

$0.00


MONTHLY PLAN FEE

$0.00

6 months

TOTAL MONTHLY INSTALMENT

$0 .00


MONTHLY PLAN AMOUNT

$0.00


MONTHLY PLAN FEE

$0.00

12 months

TOTAL MONTHLY INSTALMENT

$0 .00


MONTHLY PLAN AMOUNT

$0.00


MONTHLY PLAN FEE

$0.00

 

Plan ItTM in 3 easy steps

 

 

 

Don't Live Life Without It

Frequently Asked Questions

Want to know more? View all Plan It FAQs

*Plan It™ Terms and Conditons

 

  • You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan.
  • Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account.
  • Payment of your first Monthly Instalment will be due in your next payment cycle.
  • You will be charged a Monthly Plan Fee for each Instalment Plan created.
  • This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan.
  • View the full Plan It™ Instalment Terms and Conditions here

What do you want from a Card?

Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.

Rewards

Earn Membership
Rewards points from
everyday spending

Frequent Flyer

Maximise rewards
for every trip

 

Platinum

Enjoy premium
benefits and service

 

No Annual Fee

Save more with no
annual fee

 

David Jones

Make your everyday
spend go further

 

Live life to the fullest with American Express Membership

 

As an American Express Card Member, you get to enjoy the travel benefits that take you further, points that are more rewarding, and services that open more doors around the world