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Pay different with
Plan It™ Instalments
Plan It™ Instalments is designed to help you make the most of the new year’s possibilities, by giving you the flexibility to pay off your Credit Card the way you want. You can set new goals and try new things, then pay off your balance in monthly instalments with 0% p.a interest and a fixed monthly fee*. Join the thousands of other Aussies using Plan It™ today.
Not a Card Member? View our range of American Express Cards here.
Plan It™ in 3 simple steps
See how Plan It™ works
Plan It™ Calculator
See how Plan It works. Enter an amount of $150 or more that you would like to move into an instalment plan. You will be shown the monthly instalment and fee for each plan duration. Figures quoted are indicative only, actual amounts will depend on the American Express Card product you hold. Terms and Conditions apply.*
3 months
6 months
12 months
Frequently Asked Questions
Most American Express Card Members can enjoy Plan It. If your Card is eligible, you will be able to start creating instalment plans via your Online Account or the Amex App.
David Jones Credit and Store Cards, as well as American Express Corporate, Small Business and Charge Cards are not eligible for Plan It.
You can create a new instalment plan through your Online Account or through the Amex App (download the latest Amex App) in three simple steps:
Step 1– Choose how much of your balance you want to pay off through Plan It
Step 2 – Select your plan
Step 3 – Review and submit your plan
Yes, you will be charged a fixed monthly plan fee on each instalment plan. This monthly plan fee will be charged each month that your plan is active.
When you create a new plan, you’ll be shown the term and fee options that are available, so you can decide what works best for you.
Want to know more? View all Plan It FAQs
*Plan It™ Terms and Conditons
Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.
Rewards
Earn Membership
Rewards points from
everyday spending
Frequent Flyer
Maximise rewards
for every trip
Platinum
Enjoy premium
benefits and service
No Annual Fee
Save more with no
annual fee
David Jones
Make your everyday
spend go further