When Life Changes, So Could Your Card
Discover better benefits and points earning potential when
you upgrade to the Qantas American Express Ultimate Card
WINDIN FALLS, CAIRNS, QUEENSLAND |
The Qantas American Express Ultimate Card
20,000 bonus Qantas Points
When you apply to upgrade, are approved, and spend $3,000 on eligible purchases on your new Card in the first 3 months. You may not receive this bonus if you have received this upgrade bonus previously. T&Cs apply.1
| Card Type: | Credit Card |
| Annual Fee: | $450 p.a. |
| Interest Free Period: | Up to 44 days2 |
| Interest Rate: | 23.99% p.a. on purchases3 |
20,000 bonus Qantas Points
When you apply to upgrade to the Qantas American Express Ultimate Card, are approved, and spend $3,000 on eligible purchases on your new Card in the first 3 months. You may not receive this bonus if you have received this upgrade bonus previously. T&Cs apply.1
Travel perks
Pack more into your next trip with $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year4 and Complimentary Domestic and International Travel Insurance5 when you use the Card to pay for your return trip.
Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits)
Points Earn Rate
Earn 2.25 Qantas Points per $1 spent on eligible Qantas products and services8
Earn 1.25 Qantas Points per $1 spent on Everyday Purchases, except spend at government bodies in Australia6
Earn 0.5 Qantas Points per $1 spent on purchases at government bodies in Australia6
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.7
For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024.
Discover a Card
Packed Full of incredible value
Annual $450 Qantas Travel Credit4
Value:$450
2 single entry passes at Centurion Lounge at Sydney or Melbourne International Airports per calendar year9
Value: Pre-Flight Relaxation
Complimentary Travel Insurance5
Value:Travel with Confidence when you use your Card to pay for your return trip.
Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits)
Complimentary Qantas Wine Premium Membership11
Value: Complimentary wine delivery and events
2 Qantas Club Lounge Invitations per anniversary year10 of your Card after purchasing selected Qantas products and services
Value: Pre-Flight Relaxation
Get all this and more for a $450 Annual Fee
Earn 1.25 Qantas Points per $1 spent on everyday purchases6&7
Transfer with ease
The Qantas Points you earn each month will automatically be transferred to your Qantas Frequent Flyer account. Once transferred, your points can be redeemed for flights12 to thousands of destinations within Australia and across the world. You can also use your points for upgrades, hotel bookings, car hire, gifts and more.
Here's what your Card can get you
$450 to spend on Qantas travel each year. Use your Annual $450 Qantas Travel Credit for eligible international or domestic Qantas flights4 when you book and pay online at American Express Travel.
Complimentary Travel Insurance for when things don’t go to plan. Simply purchase your return travel on your Qantas Ultimate Card and you’ll enjoy protection for you, your spouse and dependent children aged 25 years or younger.5
Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.
Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
Lounge access
- 2 Centurion® Lounge entries at Sydney or Melbourne international airports each calendar year9
- 2 Qantas Club lounge invitations each year after your first Card spend on select Qantas products and services10
The Qantas American Express Ultimate Card doesn't just look after things when you travel. There are also numerous features that make shopping and managing your account trouble free. Shop and relax thanks to retail insurances, available when you pay for eligible items with your Card. Terms, conditions and exclusions apply (such as cover limits, waiting periods and excesses).
Card Refund Cover5 can help if you’re having trouble getting a refund for an eligible item purchased within 90 days.
Card Purchase Cover5 You can be reimbursed for up to 90 days from the date of purchase if the eligible item is stolen or accidentally damaged.
With our Online Fraud Protection Guarantee13 you won't be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions
Emergency Card Replacement14 with our global network of offices, we can usually get a replacement Card to you virtually anywhere in the world
Terms, conditions and exclusions apply (such as pre-existing medical conditions, cover limits, waiting periods and excesses).
Receive complimentary Qantas Wine Premium Membership11. This allows you to enjoy gourmet food, exceptional wines and exclusive access to food and wine events around Australia. Delivery is only available within Australia and is complimentary as part of your Qantas Wine Premium Membership11. Plus, you’ll also earn a high rate of 3 Qantas Points per $1 spent on Qantas Wine purchases. This is in addition to the 1.25 Qantas Points per $1 spent that you earn for spending on eligible purchases on your Card.
Boost your balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account16.
Ready to upgrade to more of what’s on offer?
STEP 2
Log in with your Online Account details
STEP 3
Complete and submit your upgrade application
STEP 3
Complete and submit your upgrade application
What happens next:
- You’ll get a response in 60 seconds!
- If approved, you’ll keep your Card Number and Online Account log in details.
- You can continue spending on your existing Card until your new Card arrives. Typically, within 10 business days.
- Upgraded Card benefits will be available to use after receiving and activating your new card.
- Any Additional Card Members on your existing account will automatically be issued the Qantas Ultimate Card.
- If you’re having issues upgrading online, simply call the number on the back of your Card.
The Qantas American Express Ultimate Card
Receive 20,000 bonus Qantas Points when you apply to upgrade, are approved, and spend $3,000 on eligible purchases on your new Card in the first 3 months1.
T&Cs Apply. You may not receive this bonus if you have received this Upgrade bonus previously.
American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All interest rates are quoted as an annual percentage rate. All information is correct as at 9 August 2023 and is subject to change. This offer is only available to eligible Card Members who received a direct upgrade invitation from American Express. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence no. 291313. ® Registered trademark of American Express Company. © 2023 American Express Company.
1. Bonus & Eligibility. 20,000 bonus Qantas Points offer is only available to existing American Express Card Members who apply online to upgrade to the Qantas American Express Ultimate Card, are approved, and spend $3,000 on eligible purchases on their new Card within the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. The annual Card fee for the Qantas Ultimate Card is $450. 20,000 bonus Qantas Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Credit will not be applied to your Card Account if it has been suspended or cancelled. This offer is not applicable or valid in conjunction with any other advertised or promotional offer. Only select products are eligible to apply for an upgrade and we reserve the right to withdraw this offer if your account is not in good standing, does not meet the minimum credit limit or we become aware of any adverse credit information. If you did not receive a direct communication from American Express you will not be eligible for the Bonus Points. You may not receive this bonus if you have received this Upgrade bonus previously. This offer may be withdrawn at any time without notice.
2. Interest Free Period. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issues.
3. Interest Rate. This interest rate does not apply for Cash Advances and associated fees.
4. Qantas Travel Credit. Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit, subject to Qantas Travel Credit Terms and Conditions available at amex.com.au/qantasultimate-travelcreditterms. The Qantas Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout. All Qantas Flight travel is subject to Qantas Conditions of Carriage. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. The Qantas Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Qantas Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Qantas Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Qantas Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Qantas Travel Credit.
5. Qantas Ultimate Card Insurance. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your Qantas American Express Ultimate Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the Qantas American Express Ultimate Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
6. Qantas Points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions. You will earn 0.5 point per dollar spent with Merchants classified as 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
7. From 10 January 2024, once you have earned a total of 100,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 1 Qantas Point per $1 spent on everyday purchases. All other earn rates (Qantas products and services and government spend) will remain unchanged. For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 100,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
8. Additional Qantas Points. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions.
9. The Centurion® Lounge at Sydney and Melbourne International Airports. Entry into The Centurion Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate Card Members are entitled to a total of two (2) entries into The Centurion Lounge in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member's children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card.
10. Qantas Club Lounge. Provided you are a Qantas Frequent Flyer and have registered your Qantas Frequent Flyer number with your Qantas American Express Ultimate Card, you are eligible to receive two Qantas Club Lounge Invitations each anniversary year of your Card Membership after purchasing on selected Qantas products and services using your Qantas American Express Ultimate Card. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions. Within 2 weeks of purchasing selected Qantas products and services, you will receive an email from Qantas confirming the Qantas Club Lounge Invitations are available for use. Login to the Complimentary Invitations Portal using your Frequent Flyer details to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your Qantas American Express Ultimate Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.
11. Qantas Wine. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. To join or purchase from Qantas Wine, you must be a Qantas Frequent Flyer member aged 18 years or older and have an Australian delivery address. An annual Membership fee usually applies for Qantas Wine Premium Membership, but this will be waived so long as you continue to hold your Qantas American Express Ultimate Card. Complimentary joining gift is not available with this offer. Qantas Wine Premium Membership will be automatically applied within 2 weeks of Qantas Points being credited to your Qantas Frequent Flyer account from your first spend on your Qantas American Express Ultimate Card. You will receive email confirmation from Qantas about your Qantas Wine Premium Membership enrolment. Qantas Wine Premium members will earn 3 Qantas Points per dollar on qantas.com/wine. Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: LIQP770016736.
12. Classic Flight Rewards. Classic Flight Rewards are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Reward seats available. Taxes, fees and carrier charges are payable in addition to the Qantas Points required. For more information, visit qantas.com/classicflightrewards.
13. Fraud Protection Guarantee. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
14. Emergency Card Replacement. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
15. Qantas Wine Delivery. Delivery is subject to the Qantas Wine Terms and Conditions and available within Australia only.
16. Additional Cards. Additional Card Members must be 16 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.