Financial Wellbeing Articles
Make the most of your Card
Discover how to make the most of your Card, manage repayments, use your rewards points and enjoy the Card benefits that matter to you.
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Understanding Amex Card categories in Australia
American Express Cards can be split into four core categories: Personal Cards under $150 p.a., Personal Cards under $400 p.a., Premium Cards and Business Cards. Your needs and lifestyle will determine which category and specific Card type best aligns with your needs.
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How to choose the best Credit Card for you
Choose the best Credit Card for you that fits your lifestyle and your spending habits.
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Take advantage of flexible payment options
Help manage your Credit Card’s balance with flexible payment options from American Express.
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Find the right Credit Card for you
We’re going to look at you, your lifestyle, and your spending habits to help you in choosing the right Credit Card or Charge Card for you.
financial wellbeing
Say “I Do” to Budgeting Your Wedding
From the unforgettable wedding dress, flowers, cars, the perfect venue, catering costs, a live band, groom’s gear, and a list of miscellaneous items that stretches to the moon and back.
Financial Wellbeing
Get the Most out of Membership Rewards Points
We’ve set out some pointers (pun intended) to help you get the most out of our Rewards Cards and the partner programs we work with. Whether you're saving your rewards points with a goal in mind or not, you’ll find some helpful advice and tips to get the most out of your daily spending and the best way to use points to maximise your rewards.
Financial Wellbeing
Do Big Things with Plan It
Plan It enables you to plan a portion of your Credit Card balance or individual transactions over $100 AUD into either 3, 6, or 12 month instalment plans. With Plan It, you won't be charged interest for amounts moved into an instalment plan, instead you'll pay a fixed monthly plan fee. T&Cs Apply.
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Complimentary Credit Card Insurance
Credit Cards are designed to make life easier. Read on to find out how a Credit Card can offer you protection in a range of circumstances.
How to build an emergency fund
While emergencies can't always be avoided, having some savings can help us deal with these unexpected events. Here's how to build your emergency fund.
Say “I Do” to Budgeting Your Wedding
To help on your special day, we’ve put together some ideas on how to budget for a wedding.
Staying on top of your Credit Card Bill
Manage your Credit Card debt while enjoying life with Amex tips. Learn simple ways to pay off your Card without sacrificing the things you love to do every day.
How to save energy when working from home and reduce your bill
If your home now doubles as your office, these tips on how to save electricity could help keep your energy costs down, saving you money as you stay productive.
Tips on how to save money by tracking and planning your spending
Here are some simple go-to steps on how to track monthly expenses and save money.
Divide the purchase and conquer the payments with Plan It®
Whether it's a long-awaited holiday or a surprise car repair, life is full of planned and unplanned expenses. Thankfully, with Plan It Instalments1, you can split those larger costs into smaller monthly payments and pay at your own pace.
Get the Most out of Membership Rewards Points
There are Credit Card Rewards points, airline Frequent Flyers points, hotel membership points and each comes with different rewards, special offers and benefits.
How to Save Money on Groceries
The wonderful opportunity you get each week to buy all the food and items you need, with money left over for the things that make you happy.
Money Management for Your Credit Score
Life is better with good money management skills: you’re less stressed and worried about your credit rating. Read on for basic finance tips - including how to improve your credit score.
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1. Plan It®
- You can create an Instalment Plan as long as your account is in good standing. We may withdraw this offer, prevent you from creating any new Instalment Plans or cancel any of your existing Instalment Plan(s) at any time if your Card Account is overdue, or if you do not comply with your Card Conditions.
- The minimum Plan amount is AUD$100. We may also limit the amount that can be transferred to an Instalment Plan.
- You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be disclosed to you at the time of creating your Instalment Plan.
- Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account.
- Payment of your first Monthly Instalment will be due in your next payment cycle.
- You may request to cancel your Instalment Plan(s) at any time through your Online Account or the Amex App. Any billed Monthly Plan Fees will remain payable, but no further Monthly Plan Fees will be billed after cancellation is effective. As cancellation can take 24-48 hours to process (“Processing Time”), you may be charged a further monthly plan fee after requesting cancellation if the Processing Time occurs on your payment date.
- View the full Plan It® Instalment Terms and Conditions here.