Make taking payments simple

Online commerce is growing at a rapid rate and consumers want a seamless, user-friendly experience. But implementing security features to authenticate online transactions often involves additional steps which add friction and can lead to the customer abandoning their purchase entirely.

American Express SafeKey is a next-generation online security solution designed to help secure and authenticate transactions without compromising user experience. It leverages the global industry standard EMV^® 3D Secure to detect and reduce online fraud, enabling enhanced risk-based authentication methods.

Merchants and issuers can now authenticate and assess risk by securely exchanging rich card member and transactional data during checkout, reducing the prompts needed for verification. If a particular transaction is considered higher risk, like an unusually large purchase amount from a foreign IP address or from a new device, the cardmember will be asked to further authenticate themselves.

Plus, all eligible American Express cardmembers are automatically enrolled in SafeKey with no need to remember a static password. SafeKey also implements improved support of tokens to further secure transactions.

Security through shared data, expedited checkout with less friction, flexible device support, higher approval rates, and increased sales - SafeKey from American Express. Don't do business without it.