What is Card Purchase Cover?

Some American Express Cards provide 90 days of cover for the theft or damage of eligible purchases made on your American Express Card*. To find out if your Card is eligible for Card Purchase Cover and view the full Terms and Conditions follow the link below. 

• For Personal Card Members: Check my eligibility
• For Business Card Members: Check my eligibility

Exclusions, limits, and a $50 excess apply. Please refer to the Terms and Conditions of your eligible Card to view the full details on Card Purchase Cover.

Card Purchase Cover is not available to Corporate Card Members.

*The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read your American Express Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.