What do the different amounts on my Credit Card statement mean?

Your statement shows important information about your Account, including: 

• Opening balance: This is the amount brought forward from your last statement period.
• New credits: These are transactions for the statement period that credited your Card account.
• New debits: These are transactions for the statement period that withdrew from your Card account.
• Interest charged: This is the amount of interest you were charged for the month.
• Minimum payment due: This is the minimum amount you need to pay the following month. If you only pay the minimum repayment each month, you will pay more interest and it will take you longer to pay off your balance.
• Total balance: This is the amount you owe on your Card to date.
• Credit limit: This is the total amount available for use on your Card.
• Available credit: This is the portion of your Card’s overall limit that’s still available for spending.