Earn 1X point for every eligible £1 spent

For every eligible full £1 you spend on your Card, you'll earn 1 Membership Rewards point – and there's no limit, so you can stack up the points to your heart's content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employee's spending will keep the rewards coming in.

Earn 2X points for every £1 spent on American Express Travel

Book your flights, hotels, car hire or experiences through American Express Travel, and you'll earn one additional point for every £1 spent. And you can use your points, your Card, or both to pay for your booking, including any taxes and charges.​

Redeem points for travel or gift cards, to pay your bill, or reinvest in your business

From spa day experiences to department store Gift Cards, use your points to treat yourself or reward those people going above and beyond for your business. You could put them towards a team lunch or new office supplies or even for a statement credit to help boost your bottom line.

You can also transfer points to one of our partner's frequent traveller programmes, and use them to enjoy hotel stays, flights and more – for business or pleasure. Our partners include British Airways, Marriott Bonvoy^TM, and Virgin Atlantic. Minimum, maximum and increments apply to points transfers and vary by partner. Reward bookings are subject to taxes and fees.

Up to 54 days to pay interest free

If you currently pay for your expenses by cash or invoice, the payment will leave your account right away. With Amex Business Platinum^®, you have a payment period of up to 54 days interest free on purchases, so your cash can stay in your account for longer, making money management more flexible. To avoid incurring interest payments, simply pay your total balance in full every month.

Spending Power

Your Card’s spending limit – the amount your business can spend – is dynamic and can adjust to your business needs.
To help maximise your spending limit, you can start spending and repaying the balance as soon as your get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait.

Flexible Payment Option

You can pay your balance in full each month, or you have the choice to use Flexible Payment Option. This allows you to pay part of your balance over time, so when cashflow fluctuates, your repayments can too – giving you peace of mind.

You will receive a line of credit when your Card arrives and you can access this with no additional approvals or paperwork. If you choose to use the line of credit, the purchase rate applies. Click here to learn more about Flexible Payment Option.

Streamlined accounting tools

American Express has you covered for all your expense management needs. Just use your MYCA Account to create expense reports and export your data to QuickBooks and Xero.

Get up to £600 in Amex Travel Credit to use at American Express Travel Online

Enjoy £200 Annual Travel Credit with no minimum spend required. Simply make a qualifying purchase at American Express Travel Online and you’ll receive the credit.

Plus, unlock an additional £400 in Travel Credit each Cardmembership year: £200 when you spend £60,000 and an additional £200 when you spend £120,000. Travel Credit can be used on eligible prepaid bookings made online through American Express Travel. Terms and payment restrictions apply. This offer resets each Cardmembership year and may be changed or withdrawn at any time.

With our Global Lounge Collection enjoy complimentary access to 1,550+ airport lounges

Relax before you go. The American Express Global Lounge Collection^® gives you, your Business Platinum Employee Cardmember and a guest each complimentary access at more than 1,550 airport lounges, no matter which airline you're flying with or class of ticket.

Rental car discounts, upgrades and credit with our Partners

Get up to £240 back each year with Alamo and Enterprise. Receive a £20 statement credit when you spend £60 or more in a single eligible prepaid online transaction after saving the offer to your Card. Available once per Card each calendar month. Terms and payment restrictions apply. Offer may be changed or withdrawn at any time.

You and your Business Platinum Employee Cardmembers can also enjoy car rental benefits with Hertz and Avis, including complimentary upgrades and discounts where available. Terms apply.

At Fine Hotels + Resorts properties get US$100 credit and late checkout

Relax in luxury with Fine Hotels + Resorts. Experience a suite of benefits at over 1,600 premium properties around the world. With each booking, you’ll receive 12pm check-in, when available, a room upgrade upon arrival when available,* daily breakfast for two people, complimentary Wi-Fi, a US$100 hotel credit unique to each property,** and guaranteed 4pm check-out.

Room upgrades and credits at 1000+ properties with The Hotel Collection

The Hotel Collection makes business trips better. With over 1,000 hand-picked, upscale hotels worldwide, quality and convenience come as standard. There are also big travel rewards for small business. Earn 2X Membership Rewards points and receive a $100 credit to use at the property when you book a prepaid stay of two nights or more through Amex Travel. Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available.

Further benefits with our Hotel Partners

With our hotel partners Hilton, Marriot Bonvoy^TM, Meliá Hotels International, Radisson Hotel Group, and ALL Accor^TM, you can receive benefits including complimentary upgrades, early check-in and late check-out, enhanced loyalty points, complimentary Wi-Fi and much more. Enrolment required after Card approval.

With the International Airline Program at American Express Travel get exclusive access to lower fares in First and Business Class tickets

Enjoy exclusive access to lower fares in First, and Business class with the International Airline Program, when booking through American Express Travel. Enjoy savings on selected seats for you and up to seven other travellers. Plus, you'll earn Membership Rewards points and airline miles as you typically would.

Platinum Travel Services

It's not just a Card – there's so much expertise behind it.

Doing business well can mean everything from the little touches, from buying event tickets for a client to the big ones, such as finding a hotel or transportation. Our dedicated travel team have the knowledge and experience to help with it all. Let us do things for you, so you can take care of business.

One Business Platinum Card and 19 Business Gold Cards to help employees spend securely

You can add complimentary Business Gold Employee Cards to your Account – plus you are entitled to one complimentary Business Platinum Employee Card, too.
Allowing them to look after their day-to-day spending, giving you an easy-access overview of expenditure and you can set a spending limit on each and every Card you give out. Plus, all of your Employee Cards earn Membership Rewards points for your Account, helping to bring you rewards, faster.

The main Cardmember will be liable for all charges made on the Employee Card(s).

Over £200 a year in partner discounts

As an American Express^® Business Platinum Cardmember, you get exclusive access to fantastic partner Offers all year round. Whether you’re upgrading your tech, visiting customers or protecting your business, we’ve got a range of fabulous Offers to help you work smarter. We’re always adding new ones, so check-in regularly to ensure you don’t miss out.

£300 annual Indeed statement credit

Our annual Indeed benefit can help you build your best team. You'll get up to £75 in statement credits back every quarter when you spend on uk.Indeed.com on your Business Platinum Card. That could save you up to £300 on recruitment costs every year. Terms apply.

£150 annual Dell Technologies statement credit

However fast you keep moving forward, technology sometimes seems to move faster. So, we've added an extra (and exclusive) benefit to your Cardmembership, from Dell Technologies, to help you stay on top.

Once the Primary Cardmember has enrolled your Card Account, you'll get up to £75 in statement credits between January and June, and the same between July and December for United Kingdom purchases with Dell Technologies on your Business Platinum Card – that's up to £150 in statement credits annually.

Once enrolled, you can purchase online by visiting www.dell.co.uk/amex or by contacting a dedicated Dell Technologies Advisor on 0800 389 0621.

15% Superscript statement credit once per year

Save this offer to your Card to get a 15% statement credit when you spend any amount in a GBP transaction on business insurance online at Superscript. Terms and payment restrictions will apply. This offer is subject to change at any time. The offer resets every calendar year.

Complimentary digital subscription to The Times

What's going on in the world can have a real effect on your business. With your complimentary annual digital subscription to The Times and Sunday Times, you can keep on top of what's new.

American Express Experiences^®

Whether it's entertaining clients, rewarding your employees or treating yourself, make it even more memorable with American Express Experiences^®. Your Card gives you the chance to buy tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.

24/7 Global Assist^® Hotline

If you're away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.

Emergency Card replacement

No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

24-hour Business Account management

24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.

You can also access the most important Account information when you're on the go via our Online Account, or as a downloadable app for iPhone and Android devices.

Worldwide travel insurance

On the move? You, your family, as well as your Employee Cardmembers are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days. Enrolment required. Limitations and exclusions apply.

Purchase protection

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it's stolen or damaged within 90 days, we'll cover the cost to replace or repair it, or refund you up to £2,500 per eligible item.

Refund protection

Should you change your mind or return your eligible item for any reason within the same 90-day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we'll replace or refund you up to a maximum of £300.