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Representative Example
Purchase Rate29.1% p.a. (variable)
Annual Fee£95
Representative APR52.5% APR variable
Assumed Credit Limit £1,200
Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.

How You Earn

6X

Points

On spend at eligible Marriott properties

for every £1 spent

2X

Points

On Purchases

for every £1 spent

9,000

Points

Invite a Friend

And earn at least 9,000 points if they are approved – up to 90,000 a year.

How You Earn

6X

Points

On spend at eligible Marriott properties

for every £1 spent

2X

Points

On Purchases

for every £1 spent

9,000

Points

Invite a Friend

And earn at least 9,000 points if they are approved – up to 90,000 a year.

Key Benefits

Automatic Silver Status

Automatic Marriott Bonvoy Super Elite Status. Upgrade to Gold Elite when you spend £15,000 in purchases on your Card each year

15 Elite Night Credits

Receive 15 Elite Night Credits toward the next Marriott Bonvoy Elite status upon card approval (new cardmembers) and each calendar year thereafter. These can be used toward attaining the next Elite status in the Marriott Bonvoy Programme

Free Night Award

Receive one free night after you spend £25,000 in an anniversary year, redeemable for a one-night stay (redemption level at or under 25,000 points) at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.

$100 Marriott Bonvoy Property Credit

Book direct with Marriott for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.

Plan ItTM – Instalment Plans from American Express

Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
- Earn rewards on the purchases the way you usually do

Learn more by visiting here.

All Benefits

Reward Yourself
Earn Points
Where You Can Redeem
Redeem your Points
Invite Friends, get Rewarded
Complimentary Supplementary Cards

Earn Points

2 points for every full £1 spent on your Card.
Earn 6 points from American Express for each £1 of eligible spend at Marriott properties.

    Where You Can Redeem

    Hotels
    Use your points to explore more than 6,500 hotels and resorts in over 120 countries, with no blackout dates

    Flights
    Redeem points for flights on over 150 airlines

    Frequent Flyer Programmes
    Transfer your points to over 40 major airline frequent flyer programmes

      Redeem your Points

      300,000+ points
      5 nights stay in a Category 7 hotel or resort, like The Ritz-Carlton®, Koh Samui, Thailand or W® New York – Times Square .

      140,000 points
      4 nights stay at a Category 5 hotel or resort like The Westin® Denarau Island Resort & Spa, Fiji or Renaissance® Aruba Resort & Casino .

      50,000 points
      2 nights stay at a Category 4 hotel or resort like Sawgrass Marriott® Golf Resort & Spa, Florida or Furnas Boutique Hotel, Furnas, Portugal.

      35,000 points
      1 night stay at Category 5 hotel or resort, like The Westin® Grand, Berlin

      15,000 points
      Change the itinerary with a long weekend stay at a category 1 hotel or resort, like Four Points® by Sheraton Kolasin, Montenegro

        Invite Friends, get Rewarded

        Invite a friend and earn 9,000 bonus points if they are approved – up to 90,000 points a year. You can put them towards spa breaks, room upgrades or that dream hotel. Find out more here.

          Complimentary Supplementary Cards

          Add family members or a partner to your Account and earn points faster.

            Travel Benefits
            Travel Inconvenience Insurance
            Global Assist®
            Travel Accident Insurance

            Travel Inconvenience Insurance

            Covering flight cancellations, and delayed baggage when flights are purchased on your Card

              Global Assist®

              Provides 24/7 help whenever you are travelling outside the UK.

                Travel Accident Insurance

                Up to £150,000 cover on public transport when you buy your ticket with your Card.

                  World-class Service
                  Refund Protection
                  Purchase Protection
                  Fraud Protection
                  American Express Offers
                  American Express Experiences®
                  Online Account Management
                  Receive your Card in the Post

                  Refund Protection

                  Eligible items you buy on your Card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £250. Even if the retailer won't.

                    Purchase Protection

                    If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item

                      Fraud Protection

                      We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend.

                      If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.

                        American Express Offers

                        Enjoy carefully selected offers from our range of retail and travel partners.

                          American Express Experiences®

                          Make your next night out a memorable one with American Express Experiences, enjoy access to some of the most in-demand music, film and theatre events in town.

                            Online Account Management

                            Manage your Account online and on the go.

                              Receive your Card in the Post

                              Once approved, you’ll receive your Card in the post, so you can start earning rewards on your spend straight away.

                                Reward Yourself

                                Earn Points
                                Where You Can Redeem
                                Redeem your Points
                                Invite Friends, get Rewarded
                                Complimentary Supplementary Cards

                                Travel Benefits

                                Travel Inconvenience Insurance
                                Global Assist®
                                Travel Accident Insurance

                                World-class Service

                                Refund Protection
                                Purchase Protection
                                Fraud Protection
                                American Express Offers
                                American Express Experiences®
                                Online Account Management
                                Receive your Card in the Post

                                Eligibility

                                To save time, it’s best to make sure you can say yes to the following.

                                • I am aged 18 or over
                                • I am a Marriott Bonvoy® member and have a Marriott Bonvoy® membership number. Please visit https://www.joinmarriottbonvoy.com for more information.
                                • I have a current UK bank or building society account
                                • I have a permanent UK home address
                                • I have no history of bad debt
                                • I earn at least £20,000 per year

                                If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

                                I understand I will not be eligible for any Welcome Bonus award if I currently hold or have held any other personal American Express® Cards in the past 24 months.

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