American Express® Business Travel Account

Multiple air travel expenses. All on one bill.

Simplify your travel expenses into one centrally billed account for increased visibility and effective expense management.

Managing your company’s air travel bills will no more be a problem

Managing air travel expenses can be extremely cumbersome, impacting your administration costs, control and data quality. American Express® Business Travel Account is a centralized billing account that consolidates and controls your company’s air travel expenses incurred by your employees. 

Make air travel more seamless with a Business Travel Account

Maximise control

Centralise spending into a single account and effectively monitor traveler’s expenses without issuing individual Cards. 

Save time

Consolidate booking and reconciliation into a single platform with account level rich data. 

Insure travelers

Access to business travel accident insurance with air accident cover of ₹30 lakhs1.

Drive savings

Take advantage of extended payment periods and fixed billing cycles, negotiate better deals using accurate data and get refunds seamlessly into your account.

How does the Business Travel Account work?


Account Set-up

We work with your Travel
Management Company (TMC) to set up your account and capture the data you need.


Book Travel

Your employees book their air travel through your TMC and advise the company’s reference fields (cost centre code, etc.). Your TMC then bills the employees’ air travel to your BTA.



Receive Statements

You will receive daily unbilled transactions and monthly statements via American Express @Work3, our online tool for expense management. You’ll see all air travel expenses in one simple PDF or Excel document that's easy to filter and sort.



Reconcile Account

You send a single monthly payment to American Express, reducing time spent reconciling individual payments and extending your payment period up to 51 days2.


Case Study

Case study: a consulting firm streamlines its process and cuts costs

The Challenge: A top-tier consulting firm was struggling with outdated and cumbersome travel reconciliation processes. For each trip taken by a field rep, Executive Assistants (EAs) had to spend hours entering data such as traveller names, cost centres and trip details into an Excel spreadsheet, then matching them with specific transactions. The Finance team then had to double-check all this data before reconciling. The process took up to three weeks and was often closed out just as the next monthly billing statement was released.


The Solution: The American Express Business Travel Account allowed the firm to easily capture traveller names, employee IDs and cost centres for each transaction, dramatically cutting down on administration time for both the Finance team and EAs. As an added bonus, the Finance team was able to contain costs and protect against fraudulent transactions by setting controls around when and how much employees could spend on travel—putting both time and money back into the company.

Start your Business Travel Account application

Fill out the application to request a call back from a Specialist to help you find the best solution to suit your business needs.

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Frequently Asked Questions

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Important Information


1. Insurance is provided and underwritten by ICICI Lombard General Insurance Company Limited, and is subject to the Terms and Conditions of cover. Exclusions and limitations apply. 

2. Manage payments by extending up to 51 days: Depending on when you make a purchase, and when your statement is issued.

3. American Express @Work is a business-to-business suite of online expense management solutions that enables you to deliver more effective supplier strategies, monitor compliance and streamline business processes.