Enroll

Enroll your Gold Corporate Card into the individual Membership Rewards^® program, subject to your Company’s participation in the program. To enroll, you can simply call up the number on the back of the Card.

Earn

Earn 1 point on every ₹50 spent on all your business expenses except for fuel, utility, telecommunication and insurance on which you earn 1 point per ₹100 spent.

Redeem

Points can be redeemed for a huge range of rewards – from gift cards, points transfer to Air/Hotel loyalty programs, booking travel with points to statement credit, and more.

Sometimes the unexpected happens when you travel. A passport is lost, you come down with a sudden illness, a lawyer is needed. Being a Cardmember can make things easier. Global Assist^® Hotline can help you prepare for your trip with customs information and more.

While you're traveling miles away from home, co-ordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are just a phone call away. Cardmembers are responsible for the costs charged by third-party service providers.

Professional and dedicated customer support is always just a phone call away to assist you with billing enquires, replacement Card requests, or access to a Card benefit or service.

Keep your employees protected when they travel both domestically and internationally with complimentary Personal Accident Cover and Licensed Transport Accident Cover for return trips paid with your Corporate Card. Your Card’s complimentary insurance includes cover up to ₹75,00,000 as well as 24x7 access to the American Express Global Assist^® Hotline for emergencies.

Insurance is provided and underwritten by ICICI Lombard General Insurance Company Limited, and is subject to the Terms and Conditions of cover. Exclusions and limitations apply. 

Keep an eye on who’s spending what and get greater visibility of your payables. American Express @Work is a business-to-business online tool, that gives you a clear picture of all your business expenses charged to the Corporate Card. It enables you to deliver more effective supplier strategies, monitor compliance and streamline processes. 

• Get reports at your fingertips: The sophisticated reporting capabilities allow you to review and analyse data and spending patterns.
• Maximise control: With @Work you enjoy hands-on control over expenses by viewing your Company’s expense trends and setting Cardmember spending limits.
• Improve compliance: Since you get a detailed view of business expenses incurred, you can easily spot out-of-policy spending. You can set clear spending mandates for your employees and also monitor compliance with suppliers.
• Manage the Corporate Card program with ease: From submitting new Card applications to Card replacement requests and managing Cardmember information, @Work makes your day-to-day activities easier.

Whether your Card is used to pay for goods and services, make large supplier payments, manage everyday employee expenses, or any combination of the above, each Corporate Card provides instant access to unsecured funds that can help your company keep cash on hand for longer. As Cards can be used virtually anywhere you do business, the Corporate Card program helps you manage working capital more effectively by allowing your company to:

• Help stay cash flow positive with up to 51 days of interest-free credit period¹
• Manage expenses with no pre-set spending limit

¹Manage payments by extending up to 51 days: Depending on when you make a purchase and when your statement is issued.

• Easily consolidate Cardmember spend into a single payment method to streamline your expense management process and save your company both time and money. Plus enjoy real-time visibility and control over employee expenditure.
• Stay in control of employee spending by setting customised spend limits for each individual Cardmember.
• Manage and mitigate your company’s risk exposure with the choice of either combined or full corporate liability.
• Have confidence in company spending with advanced security systems that utilise robust fraud detection and protection.

With the American Express^® Mobile App, Cardmembers can enjoy support & service Chat feature to resolve your queries on-the-go. Alternatively, Cardmembers can anytime securely view their spends and statements on the Online Account website.

Use the Corporate Card to access cash from ATMs globally, subject to written authorisation by your Company.

If your Card is lost, stolen or damaged, simply report to us and we’ll replace it within 48 hours at no extra cost. Your liability will be ‘nil’ if you report within 3 working days. In case you are unable to register a report within 3 working days, your liability will be limited to a maximum of ₹1,000.

Personalized service through Dedicated Relationship Managers & Program Administrator Helpline service.