American Express® Business Travel Account
Multiple air travel expenses. All on one bill.
Simplify your travel expenses into one centrally billed account for increased visibility and effective expense management.
Managing your company’s air travel bills will no more be a problem
Managing air travel expenses can be extremely cumbersome, impacting your administration costs, control and data quality. American Express® Business Travel Account is a centralized billing account that consolidates and controls your company’s air travel expenses incurred by your employees.
Make air travel more seamless with a Business Travel Account
Maximise control
Centralise spending into a single account and effectively monitor traveler’s expenses without issuing individual Cards.
Save time
Consolidate booking and reconciliation into a single platform with account level rich data.
Insure travelers
Access to business travel accident insurance with air accident cover of ₹30 lakhs1.
Drive savings
Take advantage of extended payment periods and fixed billing cycles, negotiate better deals using accurate data and get refunds seamlessly into your account.
How does the Business Travel Account work?
Account Set-up
We work with your Travel
Management Company (TMC) to set up your account and capture the data you need.
Book Travel
Your employees book their air travel through your TMC and advise the company’s reference fields (cost centre code, etc.). Your TMC then bills the employees’ air travel to your BTA.
Receive Statements
You will receive daily unbilled transactions and monthly statements via American Express @Work3, our online tool for expense management. You’ll see all air travel expenses in one simple PDF or Excel document that's easy to filter and sort.
Reconcile Account
You send a single monthly payment to American Express, reducing time spent reconciling individual payments and extending your payment period up to 51 days2.
Case study: a consulting firm streamlines its process and cuts costs
The Challenge: A top-tier consulting firm was struggling with outdated and cumbersome travel reconciliation processes. For each trip taken by a field rep, Executive Assistants (EAs) had to spend hours entering data such as traveller names, cost centres and trip details into an Excel spreadsheet, then matching them with specific transactions. The Finance team then had to double-check all this data before reconciling. The process took up to three weeks and was often closed out just as the next monthly billing statement was released.
The Solution: The American Express Business Travel Account allowed the firm to easily capture traveller names, employee IDs and cost centres for each transaction, dramatically cutting down on administration time for both the Finance team and EAs. As an added bonus, the Finance team was able to contain costs and protect against fraudulent transactions by setting controls around when and how much employees could spend on travel—putting both time and money back into the company.
Start your Business Travel Account application
Fill out the application to request a call back from a Specialist to help you find the best solution to suit your business needs.
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Frequently Asked Questions
The American Express BTA is a single Account that consolidates multiple air travel expenses incurred by your employees into one centralized statement for simpler reconciliation.
For employees, a Business Travel Account (BTA) can save time and provide peace of mind by eliminating the need to use personal Credit Cards and be reimbursed by the company for business travel. Additionally, flights charged to the Business Travel Account attract complimentary Business Traveller Insurance, accidental death and dismemberment insurance, and access to emergency legal and medical support while traveling through the 24x7 Global Assist™ hotline.
You can use your Amex BTA for domestic travel or use it internationally wherever American Express is accepted. Foreign transaction fees may apply.
- As travellers, your employees can significantly reduce their out-of-pocket expenses.
- They can also enjoy more convenience with a reduced need for cash advances and reimbursements. Since there is no reconciliation of air travel expenses at an individual level, your employees also get to save more time and avoid complex processes.
- In addition, travellers enjoy Complimentary Business Travel Insurance2 of up to ₹30 lakhs apart along with coverage for non-air accident, lost baggage or passport.
- Travellers also benefit from our globally renowned service and support wherever in the world they go. They can get 24x7 access to legal and medical support in case of emergencies through Global AssistTM.
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Customer Service
Important Information
1. Insurance is provided and underwritten by ICICI Lombard General Insurance Company Limited, and is subject to the Terms and Conditions of cover. Exclusions and limitations apply.
2. Manage payments by extending up to 51 days: Depending on when you make a purchase, and when your statement is issued.
3. American Express @Work is a business-to-business suite of online expense management solutions that enables you to deliver more effective supplier strategies, monitor compliance and streamline business processes.