Powerful solutions for business and for life
Welcome Offers
The partnership between Chartered Accountants ANZ Member Benefits Program and American Express brings you introductory bonus offers across select Cards designed to support your personal and professional life. A Business and Personal Card can be obtained and held simultaneously; however, both are subject to standard approval processes and eligibility. Offers only available to CA Members based in New Zealand.
Personal Cards provide access to incredible offers,
service and travel benefits.
Business Cards provide powerful cash flow solutions,
travel privileges and rewarding loyalty programs.
The American Express Airpoints Platinum Card
YOUR WELCOME OFFER
Get rewarded with 400 bonus Airpoints DollarsTM when you apply online via this page by 28 Feb 2026, are approved and spend $1,500 on your new Amex Airpoints Platinum Card within the first 3 months. New American Express Card Members only1.
| Earn fast! $70 spend = 1 Airpoints Dollar2 Earn 1 Air New Zealand Airpoints Dollar per $70 spent |
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| Up to 55 Days Interest Free4 | |
| Earn your way to the next tier. $250 = 1 Status Point5 Earn status points to climb tiers and enjoy benefits such as priority service, lounge access, seat upgrades and extra baggage allowance. |
| Airpoint Lounge Access Enjoy 2 complimentary passes per year into VIP lounges with Priority PassTM including the Strata Lounge at Auckland International Airport3. Enrolment required. |
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| NZ and International Travel Insurance6 Receive complimentary domestic and international Travel Insurance when you use your Card to pay for your return trip6. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits). |
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| Up to 44 cash flow days3 | |
| Charge Card: No pre-set spending limit4 |
| Access to 1,400 lounges in 140 countries5 |
Annual Fee: $195 p.a
The American Express Airpoints Platinum Card
- Bonus & Eligibility. Offer only available to new American Express Card Members who apply online via this page by 28 Feb 2026, are approved and spend $1,500 on their new Card in the first 3 months from Card approval date. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 400 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
- Airpoints Terms & Conditions. Subject to the American Express Airpoints Platinum Card Benefits Terms and Conditions available here. Status Points and Airpoints Dollars are not earned on purchases of American Express Travellers Cheques, Gift Cards or for purchases of Foreign Exchange, cash advances, balance transfers, interest, annual Card fees or other fees and charges billed to the account. Air New Zealand Airpoints Programme terms and conditions also apply. Airpoints Dollars and Status Points earning rates are subject to change with reasonable notice.
- Priority Pass: Enjoy access to over 1,300 lounges in 148 countries, please visit www.prioritypass.com and log in for a list of available lounges. Subject to the Terms and Conditions of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Basic American Express Airpoints Platinum Card Members are entitled to two complimentary visits within each 12-month membership period, after which every visit would be charged to your American Express Card as per the prevailing rates available at www.prioritypass.com. Some lounges do not admit guests. To access participating Priority Pass lounges, present your Priority Pass card and confirmed airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at www.prioritypass.com. Enrolment required. Please allow 4-6 weeks from enrolment to receive your Priority Pass card and membership package. To enrol click here (upon Amex Card receipt). Once you are successfully enrolled, your physical membership card, membership number and online PIN will be sent to you.
- 55 Days Interest Free. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
- Status Points. You can earn up to half the Status Points you need to reach or maintain your Silver or Gold Airpoints tier status by making purchases on your Credit Card. You need to earn at least 900 Status Points on Air NZ operated flights to change from Gold to Gold Elite, and 810 Status Points on Air NZ operated flights to maintain Gold Elite, and the balance can be earned by making purchases on your Credit Card. Visit airnewzealand.co.nz/airpoints for details of the number of Status Points required. For full list of exclusions, please refer to The American Express Airpoints Platinum Card Benefits Terms and Conditions available here.
- Insurance. For all non-emergency insurance claims, please follow the link www.americanexpress.com/newzealand/claims. This insurance is subject to Terms, Conditions and exclusions – see the full insurance Terms and Conditions for your American Express Airpoints Platinum Card available at here. You must use your American Express Airpoints Platinum Card to pay for your return trip or eligible items to be covered under the insurance or pay for your smartphone or monthly contract in order to be covered under the Smartphone Screen Insurance. Maximum of 2 claims per 12 month period, per Account, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. Waiting periods may apply. The insurance is underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) under a group policy held by American Express International (NZ), Inc. (Company Number 867929). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. Domestic & International Travel Insurance. American Express Airpoints Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Airpoints Platinum Card Insurances policy of insurance between American Express International (NZ) Inc. (Company No. 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the terms and conditions and consider the appropriateness of that insurance in relation to your individual requirements.
American Express® Gold Business Card
YOUR WELCOME OFFER
Earn 100,000 Membership Rewards® Bonus Points when you apply online via this page by 28 Feb 2026, are approved, and spend $1,000 on eligible purchases on your new American Express® Gold Business Card within 2 months of your approval date. New American Express Card Members only.
You must enrol in the Membership Rewards programme on your Card application to earn points; annual Card fee and annual Membership Rewards fee apply. T&C’s apply1.
Earn 2 points per $1 spent: |
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| Charge Card: Access a line of unsecured funding with flexible spending power7 |
| Up to 50 Cash flow Days5 | |
| Employee Card fees of $70 p.a6 | |
| Complimentary Travel Insurance8 Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits) |
Annual Card fee: $95 p.a
The American Express Gold Business Card
American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 May 2025 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.
1. Offer only available to new American Express Card Members who apply online via this page by 28 Feb 2026, are approved and spend $1,000 on eligible purchases on their new Card in the first two (2) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any other Card product issued by American Express International (NZ), Inc in the preceding 18-month period are ineligible for this offer. 100,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards Programme available at americanexpress.com/en-nz/benefits/rewards/membership-rewards/. The American Express Gold Business Card has a standard annual fee of $95 and an annual Membership Rewards fee of $50. You must enrol in the Membership Rewards programme on your Card application to be eligible for this bonus points offer.
2. With Turbo™, our fast-track Membership Rewards programme, earn an additional point per $1 on all purchases until 31 August 2026. Only purchases are eligible for Membership Rewards points – balance transfers and cash advances are ineligible.
3. There is no expiry on points as long as the Card Account is active, enrolled in Membership Rewards programme and is kept in good standing and not overdue.
4. Points may be redeemed by the Card Member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund.
5. Extend your cash flow by up to 50 days: Depending on when you make a purchase, when your statement is issued, and whether you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, your payment will be processed 14 days after your statement is issued.
6. American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in New Zealand. Employee Card Members must be over 18 years of age. Prior to 1 August 2023, the Business, the Primary Card Member and each Employee Card Member are jointly and severally liable for all Employee Card spending. On and from 1 August 2023, American Express will be making changes to the Terms and Conditions of American Express Business Card products in New Zealand which will include the removal of the liability of Employee Card Members for charges incurred on their Employee Card. Each employee is entitled to only one (1) Employee Card.
7. Flexible Spending Power: Unless we tell you otherwise, your American Express Charge Card comes with flexible spending power, also known as no-pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your Business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
8. For full details of the insurance cover, including terms, conditions and exclusions, please refer to the Insurance Terms and Conditions. Please be sure to read the Insurance Terms and Conditions carefully and be aware of its various terms, conditions and exclusions.