Charity | American Express SG

Discover the freedom of your points with

Pay with Points +

Introducing Pay with Points +, the points redemption program that allows you to pay or part-pay for any item in your Card statement. With 25% better value on your points, you have the freedom to maximise your points at over 80 brands all year round.

With upsized value at S$6 per 1,000 points (instead of the usual S$4.80 base rate), you can offset your purchases with your Membership Rewards® Points, now with Pay with Points +.

Unlock greater rewards with Pay with Points +, simply by redeeming them in your Amex App or online account. With points that do not expire, discover where your points can take you!

Terms and Conditions apply.

Promotion is valid from 1 January 2023 to 31 December 2024, both dates inclusive (“promotion period”).

During the promotion period, Pay with Points redemption will be at a rate of 1,000 Membership Rewards points = S$6.00 credit (“Promotion”). Thereafter, the regular rate of 1,000 Membership Rewards points = S$4.80 credit will apply

The minimum points per redemption is 1,000 Membership Rewards points at any one time.

Promotion is only valid for Card Members with an Eligible Card. (“Eligible Card” refers to a personal American Express Card issued in Singapore by American Express International Inc. that is enrolled in the Membership Rewards Programme, excluding American Express Corporate Cards and American Express Cards issued by DBS and UOB banks.)

To use Pay with Points redemption, Card Member can login to the Amex App or online account, select transaction made with participating partners, and provide consent to offset points for credits. Please refer to "Explore our partners of Pay with Points +" for the full list of participating partners.

The credit will appear as a transaction on your Account Statement as “MR Points for Credit” within 3 working days upon redemption.

Membership Rewards points redeemed through the Pay with Points feature will be awarded to you in the form of a credit to the Card Account to which the Eligible Purchase was originally charged, and that Card Account must be linked to the Membership Rewards account from which the Membership Rewards points are redeemed.

An Eligible Purchase is a purchase made using an Eligible Card accepted by a merchant or otherwise recognized by our systems as a charge to the Eligible Card. Please note that these products, services, merchants and categories are subject to change from time to time, without prior notice to you. Only items displayed on the Pay with Points page are Eligible Purchases. Non-purchase related charges such as service fees, late payment fees and interest rates are not considered Eligible Purchases.

Once purchase is confirmed, it is non-refundable and non-exchangeable.

Basic Card Account must be in good standing, not cancelled for any reasons and enrolled in the American Express Membership Rewards Program.

Promotion is not applicable in conjunction with other offers, promotions, loyalty programmes and discounts, unless otherwise stated.

American Express in its sole discretion reserves the right to alter, replace or terminate these promotions at any time without prior notice or assigning any reason(s).

In the event of any suspicion of illegal activities in connection with the Promotion, including without limitation fraud or an attempt at deception, American Express are entitled to disqualify the participation of Card Member and report such activity to the relevant authorities.

Full Membership Rewards Pay with Points Terms and Conditions apply. Please refer to amex.co/sgpwp for the Terms and Conditions.

Charity

At American Express, our backing extends beyond our customers to the communities where we live and work. Join us in supporting meaningful organisations by making a donation and American Express will support your contributions with a 25% better value with Pay with Points +.