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BREAK YOUR PURCHASES 
INTO SMALLER PAYMENTS

With Pay Small, an extended payment plan by American Express, you can choose to break purchases into affordable instalments over 6, 12 or 24 months at 0% interest*.

Pay Small logo

 

* If you pay your Card Account in full each month. Terms and Conditions apply.


4 Easy Steps to Pay Small

Step 1:

Inform the on-ground staff that you would like to use Pay Small by American Express for your purchase

 

 

Step 2:

Present your American Express Card

 

 

Step 3:

Choose your instalment payment plan of 6, 12 or 24 months

 

 

Step 4:

That’s it - take your purchase home!

 

 



 

DISCOVER OUR PARTNERS WHO OFFER PAY SMALL

 


Browse through our merchants offering Pay Small

Special offers and promotions when you use Pay Small*

Receive S$100 Harvey Norman vouchers when you spend a minimum of S$2,000 or more at the Millenia Walk Flagship Store's Black Friday Sale via instalment. Redemption is limited to the first 50 eligible Card Members. Terms and conditions apply. 

Spend S$5,000 or more at Cortina Watch via instalment, and enjoy instant S$400 savings with your American Express® Singapore Airlines Credit Card OR S$300 savings with all other American Express Cards. Limited to the first 25 Card Member redemptions per month.  Brand exclusions, terms and conditions apply. 

Enjoy S$50 savings when you spend a minimum of S$1,200 at Chan Brothers Travel via instalment. Plus, receive an additional Pierre Cardin 24" luggage if you're also an American Express® Singapore Airlines Credit Card Member or CapitaCard Member. Redemptions while stocks last. Terms and Conditions apply.

Enjoy S$100 instant savings and a Sealy Memory Foam Pillow (worth S$170) when you spend a minimum of S$3,000 or more at Sealy via instalment. Limited to the first 50 redemptions. Terms and Conditions apply. 

Enjoy S$100 off when you spend a minimum of S$5,000 nett or more at XTRA via instalment. Limited to the first 50 redemptions per month. Terms and Conditions apply. 

Purchase any ready-made Jewellery with a minimum spend of S$2,000 at Benny's Gems Creations via instalment and enjoy S$200 savings. Limited to the first 50 redemptions per month. Terms and Conditions apply.  

Spend S$1,000 or more at iStudio via instalment and enjoy one-time S$50 statement credits. Limited to the first 1,000 successfully registered Cards. Terms and Conditions apply. 

Enjoy S$100 savings and a Vivid Touch 2.0 (worth S$198) when you spend S$3,000 or more at OGAWA via instalment. Limited to the first 80 Card Members. Terms and Conditions apply. 

* No rewards (including Membership Rewards points, Cashback, KrisFlyer miles and STAR$®) will be accrued or earned in respect of Charges made under Pay Small. Other Terms and Conditions apply.


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