BREAK YOUR PURCHASES 
INTO SMALLER PAYMENTS

With Pay Small, an extended payment plan by American Express, you can choose to break purchases into affordable instalments over 6, 12, 18 or 24 months at 0% interest*. 

Pay Small logo

 

* If you pay your Card Account in full each month. Terms and Conditions apply.


4 Easy Steps to Pay Small

Step 1:

Inform the on-ground staff that you would like to use Pay Small by American Express for your purchase

 

 

Step 2:

Present your American Express Card

 

 

Step 3:

Choose your instalment payment plan of 6, 12, 18 or 24 months

 

 

Step 4:

That’s it - take your purchase home!

 

 



 

DISCOVER OUR PARTNERS WHO OFFER PAY SMALL

 


Browse through our merchants offering Pay Small

Special offers and promotions when you use Pay Small*

sealy

Receive S$200 Cold Storage vouchers and a pair of Grandeur Plush Pillows (worth S$120) when you spend S$3,500 or more at Sealy Sleep Palace or any Sealy Sleep Boutique. Redemption is limited to the first 125 Card Members. Terms and Conditions apply.

Pan Pacific

Receive hotel dining for 2 and S$250 Takashimaya vouchers when you pay S$5,000 or more for your wedding deposit on instalment at Pan Pacific Hotels Group’s properties. Limited to the first 60 Card Member redemption only. Terms and Conditions apply.

Joyalukkas

Receive S$200 Joyalukkas vouchers when you spend a minimum of S$3,600 via Pay Small at Joyalukkas. Redemption is limited to the first 50 eligible Card Members. Terms and Conditions apply.

* No rewards (including Membership Rewards points, Cashback, KrisFlyer miles and STAR$®) will be accrued or earned in respect of Charges made under Pay Small. Other Terms and Conditions apply.


FAQs