MEMBERS INVITE-ONLY
Exceptional rewards, unlocked when you refer with your American Express® Card.
Refer with Confidence. No Guesswork Required.
Your referral link ensures friends receive our most generous welcome offers available.
Referral Rewards for Eligible Cards
Membership Rewards® points
- Card Members who hold The Platinum Card® will receive 82,000 Membership Rewards® points* for each successful referral.
- Card Members who hold The American Express® Platinum Reserve Credit Card or The American Express® Platinum Credit Card will receive 30,000 Membership Rewards points* for each successful referral.
- Card Members who hold The American Express® Rewards Card, The American Express® Gold Charge Card or The American Express® Personal Card will receive 15,000 Membership Rewards points* for each successful referral.
KrisFlyer miles
- Card Members who hold The American Express® Singapore Airlines KrisFlyer Ascend Credit Card will receive 20,000 KrisFlyer miles* for each successful referral.
- Card Members who hold The American Express® Singapore Airlines PPS Club Credit Card or The American Express® Singapore Airlines Solitaire PPS Credit Card will receive 15,000 KrisFlyer miles* for each successful referral.
- Card Members who hold The American Express® Singapore Airlines KrisFlyer Credit Card will receive 12,000 KrisFlyer miles* for each successful referral.
Invite your friends with your unique referral link, capped at 3 friends referred in a calendar year.
If you are a Platinum Card Member, you will earn incentives only if your friend applies for The Platinum Card.
Your friends will enjoy the below welcome offers depending on the Card they choose to apply
The Platinum Card
- Your friend will receive 240,000 Membership Rewards points*. 120,000 Membership Rewards points with annual fee payment and S$8,000 eligible spend within first 3 months of Card approval, plus an additional 120,000 Membership Rewards points on their first spend in the 15th month of Card Membership.
The American Express Platinum Credit Card
- Your friend will receive 50,000 Membership Rewards points* with annual fee payment and S$1,000 eligible spend within first 2 months of Card approval.
The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- Your friend will receive up to 40,000 KrisFlyer miles* with annual fee payment and S$1,000 eligible spend within first 2 months of Card approval.
Offer valid till 11 March 2026. T&Cs apply.
*Your friend must not have held a basic or supplementary consumer Card from American Express in the last twelve (12) months for both you and them to qualify for the incentives. For full terms and conditions of the Member-Get-Member (MGM) Referral Programme, kindly visit go.amex/sgmgmtnc.
Simply follow the steps below and get started on a rewarding journey!
Step 1: Log In
Log in to the American Express App or via the ‘Refer Now’ button below.
Invite your friends by clicking on 'Refer Friends' under the Membership tab in the American Express App.
Step 2: Share your referral link
Confirm and click on 'Share' to send your unique referral link to friends to apply for the Card of their choice.
Step 3: Get rewarded
You and your friend will receive Membership Rewards points / KrisFlyer miles post meeting the eligibility criteria.
Offer valid till 11 March 2026.
Member-Get-Member (MGM) Referral Programme Terms and Conditions apply.
Frequently Asked Questions
Eligible American Express Card Members who have any of the below Cards can refer their friends to apply for The Platinum Card, The American Express Singapore Airlines KrisFlyer Ascend Credit Card or The American Express Platinum Credit Card and earn rewards.
- The Platinum Card
- The American Express Platinum Reserve Credit Card
- The American Express Platinum Credit Card
- The American Express Rewards Card
- The American Express Gold Charge Card
- The American Express Personal Card
- The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- The American Express Singapore Airlines KrisFlyer Credit Card
- The American Express Singapore Airlines PPS Club Credit Card
- The American Express Singapore Airlines Solitaire PPS Credit Card
Eligible American Express Card Members who have any of the below Cards are eligible to participate in this programme.
- The Platinum Card
- The American Express Platinum Reserve Credit Card
- The American Express Platinum Credit Card
- The American Express Rewards Card
- The American Express Gold Charge Card
- The American Express Personal Card
- The American Express Singapore Airlines KrisFlyer Ascend Credit Card
- The American Express Singapore Airlines KrisFlyer Credit Card
- The American Express Singapore Airlines PPS Club Credit Card
- The American Express Singapore Airlines Solitaire PPS Credit Card
Follow the steps below for American Express App:
- If you are using the American Express App, log in to the app, click on the Membership icon located in the bottom tile.
- Click on ‘Refer Friends’ tab and share your unique referral link with friends.
- Your friends may choose to apply for the Card that suits them best. For more Card options eligible under this programme, they can scroll to the bottom of this page. Ensure that they sign up using your unique referral link only for both you and them to be eligible for referral reward.
- Once your friend’s Card has been approved and met the eligibility requirement, both you and your friend will receive the relevant referral reward.
Follow the steps below if you are using ‘Refer Now’:
- Log in to your American Express account.
- Copy your unique referral link and share with friends.
- Your friends may choose to apply for the Card that suits them best. For more Card options eligible under this programme, they can scroll to the bottom of this page.
- Once your friend’s Card has been approved and met the eligibility requirement, both you and your friend will receive the relevant referral reward.
Your friends can choose to apply for the Card that best suits their needs using your unique referral link. For more Card options eligible under this programme, they can scroll to the bottom of the page that opens in the unique referral link.
However, for The Platinum Card, the referral link is exclusive to this Card and will not display other eligible Cards.
You will receive referral reward of Membership Rewards points or KrisFlyer miles approx. twelve (12) weeks from the date a Successful Referral is made.
You can enjoy referral rewards capped at 3 succesful referrals in a calendar year.
Your referral link ensures your friend receives our best available welcome offers. The Membership Rewards points or KrisFlyer miles will be credited to their account approx. twelve (12) weeks from the date they meet the Qualifying Requirements.
You will receive the referral reward approx. twelve (12) weeks from the date a Successful Referral is made.
Your friend will see the available Card options after clicking on the unique referral link. However, for The Platinum Card, the referral link is exclusive to this Card and will not display other eligible Cards.
For the list of Cards you can refer and full terms and conditions, kindly visit go.amex/sgmgmtnc.
No. To qualify, your friend or family member must be new to American Express and must not have held a Basic or Supplementary Card that was cancelled in the last 12 months. Kindly visit go.amex/sgmgmtnc for the full terms and conditions.