For New to American Express Card Members
Receive up to 120,000 Membership Rewards® points
For Existing Card Members
Receive up to 53,750 Membership Rewards® points
Valid till 27 January 2026.
T&Cs apply.
New to American Express Card Members
- Receive 110,000 Membership Rewards® points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval.
- Earn 10,000 Membership Rewards® points for the S$8,000 spent (based on 2 Membership Rewards® points for every S$1.60 spent)
Existing Card Members
- Receive 50,000 Membership Rewards® points with annual fee payment and min. spending of S$3,000 within first 3 months of Card approval.
- Earn 3,750 Membership Rewards® points for the S$3,000 spent (based on 2 Membership Rewards® points for every S$1.60 spent).
Valid till 27 January 2026.
T&Cs apply.
Annual Fees: S$1,744 (incl. of 9% GST)
Card Type: Charge Card
Eligibility: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Travel Benefits
Roam the rare sights with airline credits, comprehensive travel insurance and access to premium airport
lounges globally.
Dining Benefits
Savour epicurean delights with Global Dining Credits and unlock a gastronomic feast with Love Dining, a Members-only dining programme.
Lifestyle Benefits
Step into the world of the refined with members only access to Tower Club Singapore and a selection of offline wines or relaxing spa treatments with Lifestyle Credits.
Membership Rewards®
Embrace every beauty that life has to offer with an accelerated rate of up to 20 Membership Rewards points for every S$1.60 spent at Platinum 10Xcelerator Partners.
S$200 Airline Credit 1
Embark on your next escape on Singapore Airlines or Scoot flights and receive up to S$200 Airline Credit when you make qualifying spend in a single transaction. Valid till 31 December 2025.
Enrolment is required.
International Airline Program
Enjoy preferential fares on flight tickets with participating airlines through American Express Travel Online. Participating airlines include Singapore Airlines, Qatar Airways, Etihad Airways and Emirates.
Bonus Membership Rewards® Points with Singapore Airlines and Scoot
Go far and wide with your Platinum Card. Earn 5 Membership Rewards points for every full S$1.60 spent with Singapore Airlines or Scoot directly.
The American Express Global Lounge Collection® (worth S$1,011) 2
With The American Express Global Lounge Collection, we give you plenty, including access to more than 1,550 lounges across 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges - The Centurion Studio Partner.
Participating lounges include:
- The Centurion® Lounge
- International American Express Lounges
- Delta Sky Club® Lounges
- Plaza Premium Airport Lounges
- Priority Pass™ Lounges (enrolment required)
Guest access policies may vary internationally by location and are subject to change.
Fine Hotels + Resorts (worth S$800) 3
Enjoy competitive rates and complimentary benefits that offer an average total value of S$800 at over 1,600 extraordinary properties worldwide when you book Fine + Resorts.
With every stay, you can look forward to:
- 12pm check-in, when available
- Room upgrade, when available
- Daily breakfast for two
- US$100 credit (varies by property)
- Guaranteed 4pm late check-out
Participating Fine Hotels + Resorts properties include hospitality brands such as:
- Aman
- Belmond
- Relais & Châteaux
- St. Regis
- The Ritz-Carlton
The Hotel Collection 4
The Hotel Collection includes over 1,000 handpicked properties from trusted brands like Hyatt and Hilton Hotels. Enjoy exceptional value when you book through American Express Travel Online. Book a minimum of two-night stay and enjoy the following:
- Room upgrade, when available
- US$100 credit
- 12pm check-in, when available
- Late check-out, when available
Hotel Elite Tier Status
Transform your trips into spectacular memories. Enjoy your complimentary upgraded membership tiers at our preferred partners' loyalty programmes – no minimum stay required.
- Marriott Bonvoy™ Gold Elite Status
- Pan Pacific DISCOVERY Platinum Status - Enrolment has to be done by 31 December 2025
- Hilton Honors Elite Gold Status
- Radisson Rewards Premium Status
Enrolment is required. Visit go.amex/benefitenrol to enrol.
Car Elite Tier Status
Complimentary enrolment into Hertz Gold Rewards® Five Star to enjoy special benefits such as savings, upgrades and priority service.
Enrolment is required. Visit go.amex/benefitenrol to enrol.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
Global Dining Credit (worth up to S$400) 5
From Michelin-starred hot spots to hidden gems, embark on a gastronomic journey and discover new favourites with up to S$400 Global Dining Credit. Satiate every craving with our curated collection of over 2,000 restaurants in 20 countries. Stay up-to-date on the latest participating restaurant listing at go.amex/sgplatdincredit. Valid till 31 December 2025.
Enrolment is required.
Love Dining by Platinum (worth S$600) 6
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry's The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply. T&Cs apply.
Chillax by Platinum
Own the night in your own special way. Enjoy the finer things in life with a complimentary drink on us with purchase at some of the most popular contemporary bars in Singapore; from bespoke cocktails to fine whisky. Stay updated with the latest participating bar listing at go.amex/chillax.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
S$150 Fashion Credit 7
Acquire timeless iconic pieces with up to S$150 Fashion Credit at NET-A-PORTER and MR PORTER. Valid till 31 December 2025.
Enrolment is required.
Retail Elite Tier Status
Experience an elevated lifestyle as you get on a fast-track for retail loyalty programmes such as:
- Comoclub C5 (till 31 Dec 2025)
- Enjoy a complimentary upgrade to Comoclub C5 membership tier, bypassing the usual spending requirement of S$50,000.
- Marina Bay Sands’ Sands LifeStyle Prestige (till 31 Dec 2025)
- Jumpstart to Sands LifeStyle Membership – Prestige Status, without the usual prerequisite spend of S$5,000 in a calendar year.
- Paragon Prestige (till 31 Dec 2025)
- Enjoy a complimentary upgrade to the Paragon Club Prestige Tier when you register your interest and sign-up as a new-to-Paragon Club member.
Enrolment is required.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
S$400 Lifestyle Credit 8
Step into a luxury of quiet and space. Receive up to S$400 Lifestyle Credit, with minimum spending at our curated lifestyle partners including Adeva Spa, Spa Rael, The Ultimate and Grand Cru Wine Concierge (online). Stay updated with the latest participating partners at go.amex/sgplatlslist. Valid till 31 December 2025.
Enrolment is required.
Spa
Enjoy up to 30% off and other privileges at participating spa partners such as Adeva Spa, Spa Rael, The Ultimate and The Spa by The Ultimate. Valid till 31 December 2026.
Tower Club Singapore (worth S$2,550) 9
Craft your network and bring your vision to life with complimentary access to the Members-only Tower Club Singapore's fitness center and restaurants including:
- Atlantic
- Ba Xian
- Straits Bar
Regional Golf Programme (worth S$479) 10
Celebrate your wins with a round of golf at over 40 regional greens, with complimentary green fees on us whenever you bring paying companion(s).
Enhanced Golf Programme
Hone your swing with special benefits at local golf clubs. Valid till 31 December 2026.
Participating golf clubs:
- CityGolfer
- Enjoy a complimentary 2 hours session with 1 accompanying paying guest.
- Warren Golf & Country Club
- Receive 100% more complimentary balls per visit*
*Minimum purchase of 100 range balls and maximum purchase of 200 range balls.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
S$204 Entertainment Credit
Explore new stories. Whether it’s fighting for justice or dancing along to your favourite musical, enjoy streaming services or discover new events with up to S$17 per month to spend at over 10 popular entertainment brands. Valid till 31 December 2025.
Enrolment is required.
Platinum Perks (worth S$800) 11
Pamper yourself with complimentary hotel stay and membership gifts worth more than S$800 upon sign-up or renewal. Participating hotel properties include The Fullerton Hotel Singapore and more. Explore the full list of participating properties at go.amex/platstay.
Platinum Experiences
Explore a world of extraordinary experiences at a touch of a finger, with Amex Experiences App. Browse, book and manage the exquisite experiences all conveniently in one place. Download via go.amex/sgexpapp.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
Membership Rewards Programme (worth S$1,000) 12
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards. Explore more benefits here.
Enrolment is required.
10Xcelerator by Membership Rewards
Earn a total of 10 Membership Rewards points with every full S$1.60 eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore.
Earn up to an additional 10 bonus Membership Rewards points for every S$1.60 spent for the first S$16,000 cumulative spend at participating Platinum 10Xcelerator Partners when you enroll here between 1 January 2025 to 31 December 2025 (both dates inclusive). Annual enrolment is required. Terms and Conditions apply.
Spending in excess of S$16,000 will continue to bring you a total of 10 Membership Rewards points for every full S$1.60 spent.
View the list of participating Platinum 10Xcelerator partners here.
Pay with Points
Free up your cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit. Learn more here.
Membership Rewards Catalogue
Redeem for eVouchers across dining, retail and grocery partners from our Membership Rewards catalogue and receive them within 24 hours.
Amex Apple Rewards Store
Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points and enjoy 20% more value at Amex Apple Rewards Store.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
Travel Insurance
Stay protected with comprehensive travel insurance for you, your immediate family, your supplementary Card members and their immediate family when you book travel with your Platinum Card.
Purchase Protection
Enjoy peace of mind against accidental theft or damage, returns or extended warranty for items purchased on your Platinum Card.
Global Assistance
Should you need emergency assistance while travelling, we can provide immediate personal advice over the phone:
- Travel Emergency Assistance - Should the unforeseen happen during your travel, you will have access to emergency services such as worldwide medical and legal assistance.
- Home Assist - For urgent situations around the house, we will arrange an emergency callout to assess and fix any problem.
- Roadside Assist - With Roadside Assist, we offer around-the-clock help whenever you are on the road.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.
1 S$200 Airline Credit - From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.
2 The American Express Global Lounge Collection® (worth S$1,011) - The Platinum Card offers Priority Pass membership to Basic Card Member which is valued at US$469 each. At any visit to a Priority Pass lounge, each Card Member can bring in one guest for no charge, where available. One Supplementary Card Member is entitled to 4 visits and 4 guests per year, valued at US$280 based on calculation of US$35 per entry. Value has been converted on Jan 2025 at a foreign exchange rate of US$1 = S$1.35.
3 Fine Hotels + Resorts (worth S$800) - Average value based on Fine Hotels + Resorts booking in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
4 The Hotel Collection - To receive The Hotel Collection benefits, a minimum of two-night stay is required. Experience credit varies by property. Certain room categories are not eligible for upgrade.
5 Global Dining Credit (worth up to S$400) - Local Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating local restaurants, up to 2 times each calendar year. Abroad Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating restaurants in 20 countries, up to 2 times each calendar year.
6 Love Dining by Platinum (worth S$600) - The savings of S$600 is based on an average of 5 visits a year with average savings of S$120 per visit at participating Love Dining Restaurants or Hotels. Actual savings potential varies based on usage of benefit. This is an example quoted for illustration only.
7 S$150 Fashion Credit - From now to 31 December 2025, get S$75 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend online or in-app across one or both brands, up to 2 times each calendar year.
8 S$400 Lifestyle Credit - From now to 31 December 2025, get S$200 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.
9 Tower Club Singapore (worth S$2,550) - The savings is based on 12 months of monthly subscription at Tower Club Singapore. The annual membership is valued at $2,550.60 (S$195 + 9% GST x12 months).
10 Regional Golf Programme (worth S$479) - The savings calculation is based on a scenario whereby Card Member invites two paying guests for weekend golf session at Orchid Country Club 4 visits a year. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose. See following breakdown for detailed calculation:
Green Fees without Programme:
- Per pax per visit = S$359.70
Green Fees with Regional Golf Programme (Card member + 2 guests):
- Total Cost = S$359.70 x 2 = S$719.40
- Per pax per visit (assumption of split costs between 3 pax) = S$719.40 / 3 = S$239.80
Total Card Member savings per visit:
- S$359.70 - S$239.80= S$119.90
Total Card Member savings per year:
- S$119.904 x 4 = $479.60
11 Platinum Perks (worth S$800) - The calculation of S$800 is based on the dining, spa and lifestyle vouchers included within 2025 voucher pack. Hotel stay vouchers are excluded from calculation as actual value will vary based on property, room rate, upgrade availability, and use of benefits.
12 Membership Rewards Programme (worth S$1,000) - For every full S$1.60 eligible spend made at Platinum 10Xcelerator Partner in Singapore. The breakdown of the Membership Rewards points are as follows:
I. For cumulative spend of ≤S$16,000 in a calendar year, earn up to a total of 20 Membership Rewards points, which comprises:
- 2 Membership Rewards points:
- 8 Bonus Membership Rewards points; and
- 10 Bonus Membership Rewards points whereby 25 Membership Rewards points will be awarded for every eligible spending made in blocks of full S$4.
II. For spending in excess of S$16,000 in a calendar year, earn a total of 10 Membership Rewards points, which comprises:
- 2 Membership Rewards points; and
- 8 Bonus Membership Rewards points.
The example of S$1,000 statement credit is based on a scenario (I) with an assumption that Card Member spent first S$16,000 on the Platinum Card and earned total 200,000 Membership Rewards points. Actual statement credit potential vary based on usage of benefit. Example quoted is purely for illustration purpose.
Start capturing your moments with Platinum.
New to American Express Card Members
Receive up to 120,000 Membership Rewards® points
Existing American Express Card Members
Receive up to 53,750 Membership Rewards® points
Valid till 27 January 2026. T&Cs apply.