IMMEDIATE CASHBACK ON ALMOST EVERYTHING
Cashback is not earned on GrabPay top-ups, Instalment plans, Annual Card fee payments and more.
For full list of non-eligible purchases or transactions which is non-exhaustive and is subject to changes from time to time, please visit go.amex/sgexclusions.
Unlock instant savings on nearly every purchase with the True Cashback Card.
We’ve made true cashback this simple, so you can focus on the things that truly matter.
Annual Card fee is waived in the first year.
WELCOME OFFER
S$150 eCapitaVoucher
With min. spending of S$1,500 within the first two months of Card approval if you are new to American Express.
Valid until 31 May 2026. T&Cs apply.
3% CASHBACK
Earn up to S$150
On all eligible purchases,
up to a spending of S$5,000 in the first 6 months for new Card Members.
1.5% CASHBACK
Unlimited & Immediate
On all subsequent eligible purchases
with no minimum spending
and no earn cap.
CARD BENEFITS
American Express True Cashback Card Offers
Enjoy curated offers from our range of retail, travel, dining and lifestyle partners. Click here to learn more.
Travel Inconvenience and Travel Accident Insurance
Purchase your travel ticket with your American Express True Cashback Card and receive travel insurance benefits of up to S$350,000. Click here to learn more.
Terms and Conditions apply for all mentioned privileges.
Earn 3% welcome Cashback
Earn Cashback on all purchases
- Travel expenses
- Grocery shopping
- Online shopping
- Education fees
- Insurance
- Healthcare
- Utilities and Telcos
No minimum spend and no categories to track
No cap on Cashback
Immediate Cashback in the same month's statement
24-hour Customer Care Professional
Global Assist
- Sometimes, the unexpected happens when you travel overseas.
- Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more.
- Dial +65 6295 0500 (For International use).
Fraud Protection
Annual Fee: S$174.40 (incl. of 9% GST)
Supplementary Cards: First 2 Supplementary Cards fee permanently waived. S$87.20 (incl. of 9% GST) for each subsequent Supplementary Card.
Eligibility: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Ready to apply?
- First Year Annual Fee Waiver
- S$150 eCapitaVoucher with min. spend of S$1,500 within first two months of Card approval if you are new to American Express.
- Up to S$150 Cashback with S$5,000 spend on eligible purchases within the first 6 months for new Card Members.