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Explore our Insurance Products

When it comes to protecting what matters the most, American Express truly understands. That's why we have a range of Insurance Products that caters to your lifestyle.

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My Gadget Insurance

Protection for your devices from accidental damage, loss and theft

Enter your Card number to see rewards

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My Travel Insurance - Single Trip

Including COVID-19 coverage, travel cancellation and more

Enter your Card number to see rewards

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My Travel Insurance - Annual Multi-Trip

Coverage for multiple trips in a year for you and your family

Enter your Card number to see rewards

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True Hospital Cash Insurance

Financial relief with a hospital cash plan for you and your loved ones

Enter your Card number to see rewards

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True Surgical Cash Insurance

Protection that gives you greater peace of mind and focused recovery

Enter your Card number to see rewards

Insure and be rewarded.

Get financial protection for your loved ones against uncertainties. Buy now and get rewarded.

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Great protection, max rewards.

Purchase an eligible American Express Insurance Plan by 2 January 2025 and earn a S$15 eCapitaVoucher. Plus, your family or friend who referred you stand to receive rewards too!

Protection that matters

Earn eCapitaVouchers for getting insured. By submitting your information here, you agree to the Insurance Member-Get-Member Referral Programme Terms and Conditions(1).

Frequently Asked Questions

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Can I refer my friend who does not hold an American Express Card?

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Which Cards are eligible for the Insurance Referral Programme?

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Is there any limitation in the number of referrals?

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Can I share the same referral link with multiple friends?

Terms & Conditions

(1)Insurance Member-Get-Member Referral Programme Terms and Conditions

1. American Express Basic Card Members ("Referrer") are eligible to participate in this Insurance Member Get-Member (MGM) Referral Programme. In respect of any referral submitted by the Referrer pursuant to this Insurance MGM Referral Programme, the Referrer warrants and confirms that

  1. The referred potential new customer ("Referee") has given consent for their personal data to be provided to American Express International, Inc. (“Company”) and to receive these referral programme marketing communications from the Company;
  2. The Referrer shall indemnify the Company for any loss, damage or liability suffered or incurred by the Company arising from or in relation to the Insurance MGM Referral Programme; and
  3. This offer should only be sent to people with whom the Referrer has an existing relationship with such as friends or family.
  4. This programme is not valid with any other on-going offers, promotions, vouchers, rebates or privileges, unless otherwise stated.

2. Your Card Account's eligibility to participate in the Referral programme is based on your overall credit rating and other factors including your Account history with American Express.

3. Referee(s) must apply via the link that the Referrer shared with them to ensure both receive the rewards. If the Referee has already purchase an Insurance Product without using the referral link, both Referrer and Referee will not be eligible for the rewards.

4. This MGM Referral Programme is valid from 18 April 2024 to 2 January 2025 (both dates inclusive).

5. For the Referrer and Referee to receive the referral rewards, the Referee's Insurance Plan has to be purchased by 2 January 2025.

6. Referrer will receive S$30 eCapitaVoucher via offer-related gift redemption email within eight (8) weeks after the Referee’s Insurance plan has been purchased.

7. Referee will receive S$15 eCapitaVoucher via offer-related gift redemption email within eight (8) weeks after they have purchased the Insurance plan.

8. Please see below for the Card that the Referrer is eligible to refer and the rewards for the Referrer and Referee.

Referrer

  • The Centurion® Card: S$30 eCapitaVoucher
  • The Platinum Card®: S$30 eCapitaVoucher
  • The American Express® Platinum Reserve Credit Card: S$30 eCapitaVoucher
  • The American Express® Platinum Credit Card: S$30 eCapitaVoucher
  • The American Express® Rewards Credit Card: S$30 eCapitaVoucher
  • The American Express® Gold Charge Credit Card: S$30 eCapitaVoucher
  • The American Express® Personal Credit Card: S$30 eCapitaVoucher
  • The American Express® Singapore Airlines KrisFlyer Credit Card: S$30 eCapitaVoucher
  • The American Express® Singapore Airlines Kris Flyer Ascend Credit Card: S$30 eCapitaVoucher
  • The American Express® Singapore Airlines KrisFlyer PPS Club Credit Card: S$30 eCapitaVoucher
  • The American Express® Singapore Airlines Solitaire PPS Credit Card: S$30 eCapitaVoucher
  • The American Express® CapitaCard: S$30 eCapitaVoucher

Referee

  • The Centurion® Card: S$15 eCapitaVoucher
  • The Platinum Card®: S$15 eCapitaVoucher
  • The American Express® Platinum Reserve Credit Card: S$15 eCapitaVoucher
  • The American Express® Platinum Credit Card: S$15 eCapitaVoucher
  • The American Express® Rewards Credit Card: S$15 eCapitaVoucher
  • The American Express® Gold Charge Credit Card: S$15 eCapitaVoucher
  • The American Express® Personal Credit Card: S$15 eCapitaVoucher
  • The American Express® Singapore Airlines KrisFlyer Credit Card: S$15 eCapitaVoucher
  • The American Express® Singapore Airlines Kris Flyer Ascend Credit Card: S$15 eCapitaVoucher
  • The American Express® Singapore Airlines KrisFlyer PPS Club Credit Card: S$15 eCapitaVoucher
  • The American Express® Singapore Airlines Solitaire PPS Credit Card: S$15 eCapitaVoucher
  • The American Express® CapitaCard: S$15 eCapitaVoucher

9. Self-referral will not be accepted for this Insurance MGM Referral Programme.

10. Only one referral for each referee will be counted. In the event that a referee is referred by more than one referrer, the successful referral will be based on the details of the referrer confirmed by the referee.

11. Should the Referee cancel the Insurance Plan within six (6) months upon purchase, fees equivalent to the Referrer and Referee rewards shall be charged to the Referrer's and Referee's Card Accounts respectively without prior notice.

12. American Express International Inc. reserves the right to vary or cancel the programme and / or amend or alter these Terms and Conditions at any time without prior notice. Should any dispute arise, the decision of American Express International Inc. shall be final.

My Travel Insurance, True Hospital Cash Insurance, True Surgical Cash Insurance, My Gadget Insurance are underwritten by Chubb Insurance Singapore Limited (“Chubb”). This is only product information provided by us and is not a contract of insurance. Accordingly, the information should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you. The above disclaimer applies to this entire marketing webpage. American Express International, Inc., identifies insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity may be the reinsurer and may earn reinsurance income. The arrangement we have with certain providers, including the potential to reinsure the products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

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