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Pay with Points

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Credit on your Card

American Express

Credit on your Card

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Credit on your Card
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Redeem your points for a credit to your Card, then use this additional credit to buy whatever you like. Amounts credited will appear on the first billing statement following redemption. If you hold multiple American Express Cards linked to the one Membership Rewards Account, the Points for Credit redemption will automatically be credited to the Primary Card Account only (the Card which your Membership Rewards points balance appears online).


The redemption of Points for Credit will be administered by American Express within 3 business days

Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account (the Card which your Membership Rewards points balance appears online). American Express may decline a Points for Credit request where the Card Account or Cardmember’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by corporate card accounts that are under the Corporate Membership Rewards® Programme and is not redeemable for cash via Credit balance refund.