Adding Funds

Fund your account

and begin earning a competitive APY on your balance

A mobile phone is open to a screen explaining the setup of direct deposit.

Set up direct deposit

Set up direct deposit in just a few steps. With automated direct deposit switching, it’s even easier to transfer your direct deposit to your American Express® Rewards Checking account.

Set up now

An Asian woman in a white striped sweater sits at a table in her home with a cup of coffee, adding funds on her laptop.

Make an online transfer

Transfer from an external bank account

Transfer funds between external accounts when logged in to your American Express® Rewards Checking account online or in the American Express® App.¹

Transfer funds now

Transfer from your High Yield Savings Account

Move your funds to where you need them. Make transfers online between your Rewards Checking Account and your High Yield Savings Account quickly. And if you don’t already have a High Yield Savings Account, you can you can apply for one. Terms apply. Learn more here.

A Black person with close-cropped hair and a striped T-shirt photographs a check with their phone while sitting at a café.

Deposit checks from your phone

Mobile check deposit helps make handling checks easy.² You can conveniently deposit checks by taking a picture using your smartphone from wherever you are using the Amex® App.¹

If you don't have the App, scan the QR code to get set up with it today.

Open the App

A South Asian man with glasses and a button-down shirt sits across a table from an out-of-focus person, both drinking coffee.

Earn interest on your checking balance

Earn interest on your account balance that is compounded daily, deposited monthly at the competitive rate of 1.00% APY³ which is 10x higher than the national rate.³