Membership Rewards® Program

Make the most of your Membership with every eligible purchase

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A Black man’s hand inserts an American Express Debit Card into a gas pump, a silver sedan out-of-focus in the background.

Earn Membership Rewards® points on everyday purchases1

With American Express® Rewards Checking, your Debit Card earns you Membership Rewards® points. Earn 1 Membership Rewards® point for every $2 of eligible purchases. Start earning Membership Rewards® points with your Debit Card, with no cap on how much you earn.

If you already have a Membership Rewards-enrolled Product, you can choose to redeem points the same way you always have. If you’re new to the Membership Rewards Program, the points you earn can be redeemed for limited options.

Learn more about Membership Rewards® points
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Redeem your Membership Rewards® points

Earn points on everyday purchases. If you already have a Membership Rewards-enrolled Product, you can redeem those points the same way you always have.

If you're new to the Membership Rewards® Program, the points you earn can be redeemed for limited options such as to limited participating airlines and hotel partners worldwide.

All Rewards Checking customers can redeem by converting Membership Rewards® points to deposits into their American Express Rewards Checking account.2

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Your points snapshot

See your current points balance and ways to earn points.

Go to points balance summary
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Accounts offered by American Express National Bank. Member FDIC.

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