Love your wallet even more
Is your Debit Card set up?
Activate
Activate your American Express® Debit Card as soon as it arrives in the mail. Create your PIN and then you’ll be ready to use it for purchases and to access ATMs.
Activate Debit CardAdd to your digital wallet
Paying with your Digital Wallet1 at checkout lets you earn Membership Rewards® points the same way you would with your Debit Card.2
Download a mobile wallet app–Apple Pay® or Google Pay™–from your phone’s app store.
Follow the steps and add your American Express Debit Card.
Look for the contactless symbol at checkout and open your phone’s wallet to select your Debit Card. Tap and hold your phone close to the terminal to process your payment—it’s as easy as that.3
Get the most out of your Debit Card
Use ATMs nationwide
Enjoy fee-free withdrawals at over 70,000 Allpoint® and MoneyPass® ATMs.4 You’ll have access to ATMs at convenient locations you shop such as select Target®, Walgreens®, 7-Eleven, and CVS Pharmacy stores.
Find an ATMEarn points
Earn Membership Rewards® points on eligible Debit Card purchases.2 If you already have a Membership Rewards-enrolled Product, you can choose to redeem points the same way you always have. If you’re new to the Membership Rewards® program, the points you earn can be redeemed for limited options.
Learn more about Membership Rewards®Use your Debit Card with confidence
If your Debit Card is lost, you can freeze your account or Debit Card in the American Express® App5 to prevent it from being used. If you need to replace your Rewards Checking Debit Card, click here.
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.*
*Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
With Zero Liability Fraud Protection, we protect you against unauthorized charges against your Debit Card that are reported promptly.
*Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
