Make everyday business purchases more rewarding.

With American Express® Business Checking, you can earn 1 Membership Rewards® point for every $2 of eligible Business Debit Card purchases. Plus, there's no cap on how many points you can earn, and points can be converted into deposits made directly into your Business Checking account. If you already have a Membership Rewards-enrolled Card, in most cases your Business Checking account will automatically be linked to your existing Membership Rewards Program Account. All points earned from your linked Card(s) and your Business Debit Card will accumulate together in a single Rewards Account, which can be converted into deposits or for any other eligible redemption options, including gift cards or travel. If your Business Checking account is not linked to a Card Rewards Account, points earned from your Business Checking account and Business Debit Card can be converted into deposits. Click here to learn what other redemption options may also be available. If your Business Checking account was not automatically linked to your Card Rewards Account, please call the number on the back of your Business Debit Card for assistance. You can review the Membership Rewards® Program Terms and Conditions here.

‘Redeem for Deposits’ allows you to convert Membership Rewards points into deposits made directly into your American Express® Business Checking account. When you use ‘Redeem for Deposits’, American Express will deduct the number of points selected from your Membership Rewards Account and deposit a corresponding dollar amount into your eligible Business Checking account. Generally, deposits will post within 48 hours of each redemption.

This linkage is typically automatic, however if you have any questions, please call the number on the back of your Business Debit Card for assistance.