How American Express backs suppliers

Driven by a 175-year legacy, the powerful backing of its Members and a suite of payments products powered by its closed loop network, American Express's B2B solutions can help suppliers get control of payments and support their working capital strategies.

What the closed loop is — and how it works

American Express operates as an issuer, network and acquirer, maintaining direct relationships with buyers and suppliers. Here’s how it works and how it differs from open-loop networks.

What American Express can deliver for suppliers*

Cash-flow management

Eligible suppliers can empower their businesses with payments solutions that support working capital management

Efficiency solutions

Eligible suppliers can simplify complex payment processes with tech-forward solutions built to support business growth

Insights to support growth

Eligible suppliers can access valuable data and purchasing trends that can help you tailor their sales strategies and deepen buyer relationships

 Illustration of the American Express Closed Loop

B2B solutions for suppliers

American Express offers a suite of B2B solutions designed with suppliers – and their buyers – in mind.

Accepting American Express® Cards

Powerful backing starts with accepting American Express Cards and products. Compared to ACH, wire, or check, B2B Card payments can help suppliers manage credit risk, reduce fraud exposure and help improve speed to pay.

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Accounts Receivable (AR) automation

American Express’s AR partners can help transform payment data into real-time insights. Discover how suppliers can help their teams unlock faster reconciliation, better visibility, and cleaner payments management.

Hear from suppliers 

Discover how suppliers make American Express's B2B solutions work for them.

Constant Contact

Explore how Constant Contact works with American Express to unlock the power of connections.

Crystorama Lighting

Explore how Crystorama Lighting works with their client manager to optimize payments.

Uncover supplier insights 

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How an Augmented Connected Workforce Can Help Drive Supply Chain Efficiency

The new augmented connected workforce can empower human workers to use data and digital tools to perform their jobs smarter and faster.

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Supplier Payments: 5 Ways to Streamline Payment Processing

By implementing these five initiatives, small businesses can not only improve payment processing but also strengthen their relationships with suppliers.

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American Express Membership Guide: Backing Your Business, Backing You

Business Card Members and accepting merchants experience the full value of American Express® Membership.

*Accepting American Express, either directly or through a Payment Provider, provides merchants with access to Card Member spend. Additional capabilities – including access to closed loop insights – are only available to proprietary merchants that accept Cards directly through American Express without condition. Talk to your client manager to learn more.