American Express


American Express and Coupa

 A streamlined supplier payments process — all on a single platform.


With our integrated solution, you can make American Express virtual Card payments right within the Coupa platform.1

Simplify your procure-to-pay process and further your strategic goals

Benefit from Integrated Payments

Get a seamless payment experience – from purchase request to ordering, and payment to reconciliation.

Gain Efficiencies

Reduce the need to onboard suppliers or manually process invoices for your low-value and one-off purchases.

Automate Reconciliation

Details are automatically matched to the purchase order and invoice data in Coupa – and reconciled back to your ERP.

Increase Visibility

Track the steps of the automated payment process for more visibility into the status of your business payments.

Get Added Security

Suppliers receive a virtual Card number – not the actual Card number – valid for the specific transaction, purchase amount, and time period you specify.

Improve Cash Flow Management

Pay suppliers promptly and take advantage of your American Express billing cycle to help manage your cash flow.

How it works

1. Choose how to pay. You have three options.

Pay on Invoice.

Approve your invoices in Coupa Pay and they’re automatically grouped into a payment batch. Suppliers receive virtual Cards to process payment.

You’re in control. Transaction details are visible when you approve the payment, so you can stay in control of payment amounts and timing.

Request a Virtual Card.

Once a purchase request is approved, a virtual Card is generated for the buyer to complete the purchase.

It’s easy for both buyers and sellers. With this option, there’s no need for vendor setup. It’s ideal for one-time purchases. For suppliers, it’s the same as processing a traditional Card payment.

Pay on Order.

Create a purchase request. Once approved, a virtual Card is sent to the supplier along with the purchase order.

Make the most of your Card. Paying suppliers at the time of order can help with Card acceptance. This means suppliers can be paid earlier and you can use your billing cycle to help manage your cash flow.

2. View the status of all your payments right within Coupa Pay.

3. All transactions get reconciled automatically to your ERP system.

Coupa Pay is also available in Canada, Germany, France, the UK and Australia. Available payment options include Pay on Order, Pay on Invoice, and Request a Card. For more information, contact your America Express or Coupa representative.

Terms & Conditions

1To pay a supplier within the Coupa platform, the supplier must be an American Express accepting merchant on the Coupa supplier network and agree to accept American Express virtual Card payments.

Additional terms and fees may apply for Coupa.

© 2022 American Express Travel Related Services Company, Inc.